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National Homebuyers Fund (NHF) Grant

Florida

Last verified
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Assistance

5%

Of the purchase price, as the program sets it

Repayment

Grant

Not repaid

What is National Homebuyers Fund (NHF) Grant?

National Homebuyers Fund (NHF) Grant is a grant for homebuyers in Florida.

  • NHF provides up to 5% of mortgage loan amount as a grant (no repayment) for eligible homebuyers. Higher income limits than most programs. Min 640 credit score. Available statewide through participating lenders.
  • Funding comes from Nonprofit.

How much assistance does it provide?

National Homebuyers Fund (NHF) Grant provides assistance worth 5% of the purchase price, as set by the program.

  • Amounts are the program's published maximums, not an offer — the administering agency determines any individual award.

Do you have to pay it back?

National Homebuyers Fund (NHF) Grant is structured as a grant, so it is not repaid.

  • Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

National Homebuyers Fund (NHF) Grant is open to buyers who will live in the home as their primary residence.

The program requires

  • The home is occupied as a primary residence
  • A minimum 640 credit score

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

What are the income limits?

National Homebuyers Fund (NHF) Grant sets its income limit as follows: Flexible income limits; higher than typical DPA programs.

  • Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

National Homebuyers Fund (NHF) Grant can be used for Single Family, Condo, and Townhouse.

Where does it apply?

National Homebuyers Fund (NHF) Grant serves buyers purchasing anywhere in Florida.

How do you apply?

Applications for National Homebuyers Fund (NHF) Grant go through the administering agency, which publishes the current terms and the application steps on its own site.

  1. Contact the administering agency to reserve funds

    Funds are reserved with the provider and are subject to availability.

  2. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.

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National Homebuyers Fund (NHF) Grant, explained

A short, free course on National Homebuyers Fund (NHF) Grant: what it is, who it is for, whether it has to be paid back, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

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