hey prescott.
See what you qualify for
Statewide programGrant

National Homebuyers Fund (NHF) Grant

National Homebuyers Fund (NHF) Grant is a grant for homebuyers in Florida.

Last verified
Check if this fits me Official program site ↗

The program asks for

  • The home is occupied as a primary residence
  • A minimum 640 credit score
  • A home in Florida

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

Where it applies

Florida’s homes

  • 54.7% single-family
  • 6.7% townhouse
  • 5.9% 2–4 units
  • 24.5% 5+ units
  • 8.2% mobile & other

A tick marks a kind of home the program’s record lists. The agency confirms it for the home you choose.

$359,000

Florida median home value

34%

built before 1980

U.S. Census Bureau, ACS 2024 5-year.

How to apply

  1. Contact the administering agency to reserve funds

    Funds are reserved with the provider and are subject to availability.

  2. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.

Free course · 10 minNational Homebuyers Fund (NHF) Grant, explained

Questions about this program

What is National Homebuyers Fund (NHF) Grant?

National Homebuyers Fund (NHF) Grant is a grant for homebuyers in Florida. NHF provides up to 5% of mortgage loan amount as a grant (no repayment) for eligible homebuyers. Higher income limits than most programs. Min 640 credit score. Available statewide through participating lenders. Funding comes from Nonprofit.

Do you have to pay it back?

National Homebuyers Fund (NHF) Grant is structured as a grant, so it is not repaid. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

National Homebuyers Fund (NHF) Grant is open to homebuyers who will live in the home as their primary residence. The program lists a minimum credit score of 640.

What are the income limits?

National Homebuyers Fund (NHF) Grant sets its income limit as follows: Flexible income limits; higher than typical DPA programs. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

National Homebuyers Fund (NHF) Grant can be used for Single Family, Condo, and Townhouse.

Where does it apply?

National Homebuyers Fund (NHF) Grant serves homebuyers purchasing anywhere in Florida.

How do you apply?

Applications for National Homebuyers Fund (NHF) Grant go through the administering agency, which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.

Also for Florida homebuyers

Whether two programs can be combined is up to each agency. Ask before you apply.

All 88 programs for Florida

Program terms are set by the administering agency and can change; confirm on the official site before you apply.