Dupaco R.W. Hoefer Foundation First-Time Homebuyer Grant
Dupaco R.W. Hoefer Foundation First-Time Homebuyer Grant is a grant for homebuyers in Dubuque, Iowa, administered by Dupaco Community Credit Union / Dupaco R.W. Hoefer Foundation.
The program asks for
- First-time homebuyer — the program sets its own definition
- The home is occupied as a primary residence
- Residency: Dupaco membership (serves 118 counties in IA, NW IL, SW WI)
- A home in Dubuque County
It doesn’t cover
- Homes outside Dubuque County
These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.
Where it applies
Dubuque County’s homesThe homes in Dubuque County
- 71% single-familysingle-family
- 3.9% townhousetownhouse
- 9% 2–4 units2–4 units
- 12.9% 5+ unitscondo & apartment buildings (5+ units)
- 3.2% mobile & othermobile home & other
$237,300
Dubuque County median home value
62.7%
built before 1980
U.S. Census Bureau, ACS 2024 5-year. More about buying in Dubuque County
How to apply
How to applyTwo steps, in this order
Contact Dupaco Community Credit Union / Dupaco R.W. Hoefer Foundation to reserve funds
Funds are reserved with the provider and are subject to availability.
Work with a lender who handles the program
Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.
Questions about this program
What is Dupaco R.W. Hoefer Foundation First-Time Homebuyer Grant?
Dupaco R.W. Hoefer Foundation First-Time Homebuyer Grant is a grant for homebuyers in Dubuque, Iowa, administered by Dupaco Community Credit Union / Dupaco R.W. Hoefer Foundation. The Dupaco R.W. Hoefer First-Time Homebuyer Grant helps eligible first-time homebuyers achieve homeownership by providing $1,000 in closing-cost assistance. Offered through Dupaco Community Credit Union (a CDFI headquartered in Dubuque) and its R.W. Hoefer Foundation. The grant cannot be combined with the Federal Home Loan Bank Grant. Dupaco serves members across 118 counties in Iowa, northwest Illinois and southwest Wisconsin. $1,000 closing-cost assistance. Grant (no repayment). For first-time homebuyers. Funding comes from Dupaco R.W. Hoefer Foundation.
How much assistance does it provide?
Dupaco R.W. Hoefer Foundation First-Time Homebuyer Grant offers up to $1,000 in assistance. Amounts are the program's published maximums, not an offer — Dupaco Community Credit Union / Dupaco R.W. Hoefer Foundation determines any individual award.
Do you have to pay it back?
Dupaco R.W. Hoefer Foundation First-Time Homebuyer Grant is structured as a grant, so it is not repaid. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.
Who qualifies?
Dupaco R.W. Hoefer Foundation First-Time Homebuyer Grant is open to first-time homebuyers and homebuyers who will live in the home as their primary residence. "First-time homebuyer" usually means not having owned a home in the last three years, but the program sets its own definition. Residency requirement: Dupaco membership (serves 118 counties in IA, NW IL, SW WI).
What are the income limits?
Dupaco R.W. Hoefer Foundation First-Time Homebuyer Grant sets its income limit as follows: Eligibility guidelines apply; specific income limits are determined by Dupaco's mortgage lending department and not published on the public grant sheet. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.
Where does it apply?
Dupaco R.W. Hoefer Foundation First-Time Homebuyer Grant serves homebuyers purchasing in Dubuque, Iowa.
How do you apply?
Applications for Dupaco R.W. Hoefer Foundation First-Time Homebuyer Grant go through Dupaco Community Credit Union / Dupaco R.W. Hoefer Foundation, which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.
Also for Dubuque County homebuyersOther programs open to Dubuque County homebuyers
- Dupaco / Fannie Mae HomeReady Down Payment AssistanceUp to $2,500
- Dubuque and Jackson Counties Habitat for Humanity Homeownership ProgramAssistance available
- FHLB Des Moines Native American Homeownership Initiative (NAHI) GrantUp to $25,000
Whether two programs can be combined is up to each agency. Ask before you apply.
All 72 programs for Dubuque CountyProgram terms are set by Dupaco Community Credit Union / Dupaco R.W. Hoefer Foundation and can change; confirm on the official site before you apply.