Habitat for Humanity of DeKalb County Homeownership Program

Habitat for Humanity of DeKalb County Homeownership Program is a first mortgage for homebuyers in DeKalb, Illinois, administered by Habitat for Humanity of DeKalb County, IL. Habitat for Humanity of DeKalb County partners with low-income families to build and purchase energy-efficient homes at 0% interest. Families must have lived or worked in DeKalb County for at least one year, be U.S. citizens or permanent residents, complete 250 sweat equity hours, and demonstrate need and ability to repay. A Veterans Build program is also active. 0% interest affordable mortgage. 250 sweat equity hours replace down payment. Energy-efficient green-built homes. Veterans Build program. Funding comes from Habitat for Humanity of DeKalb County private/nonprofit; Kishwaukee United Way partner.

Habitat for Humanity of DeKalb County Homeownership Program is a first mortgage and is repaid under the terms set by Habitat for Humanity of DeKalb County, IL. Repayment is triggered by Sale, transfer, or refinance. The assistance is recorded in first position. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Habitat for Humanity of DeKalb County Homeownership Program is open to homebuyers who will live in the home as their primary residence. On credit, the program states: Credit report reviewed; bankruptcies/evictions discharged minimum 2 years at application. A homebuyer education course is required, through Habitat DeKalb County classes; Operation Hope homebuyer workshop. Residency requirement: Must live or work in DeKalb County for minimum one year prior to application. Citizenship or immigration status: U.S. citizen or permanent legal resident. Live/work in DeKalb County 1+ year. Bankruptcies/evictions discharged 2+ years. 250 sweat equity hours. Specific income dollar limits and current window not published — contact agency.

Habitat for Humanity of DeKalb County Homeownership Program caps the purchase price as follows: Homes sold at affordable Habitat price. Eligible property types include Single Family. New construction is eligible. Manufactured homes are not eligible.

Habitat for Humanity of DeKalb County Homeownership Program serves homebuyers purchasing in DeKalb, Illinois.

Applications for Habitat for Humanity of DeKalb County Homeownership Program go through Habitat for Humanity of DeKalb County, IL, which publishes the current terms and the application steps on its own site. Funds are reserved through Application to family selection committee. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.