Habitat for Humanity of Kankakee County Homeownership Program
Habitat for Humanity of Kankakee County Homeownership Program is a first mortgage for homebuyers in Kankakee, Illinois, administered by Habitat for Humanity of Kankakee County.
The program asks for
- The home is occupied as a primary residence
- On credit: Ability to repay assessed by family selection committee
- A completed homebuyer education course, through Habitat for Humanity of Kankakee County classes
- Affiliate website not accessible for full detail extraction. Income limits, sweat equity hours, residency, and current application windows not confirmed from primary source — contact agency. Affiliate active per March 2026 listing.
- A home in Kankakee County
It doesn’t cover
- Manufactured homes
- Homes outside Kankakee County
These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.
Where it applies
Kankakee County’s homesKankakee County’s homes, and the ones this program accepts
- 70.9% single-familysingle-family
- 4.6% townhousetownhouse
- 8% 2–4 units2–4 units
- 9.9% 5+ unitscondo & apartment buildings (5+ units)
- 6.5% mobile & othermobile home & other
A tick marks a kind of home the program’s record lists. The agency confirms it for the home you choose.
$192,600
Kankakee County median home value
64.9%
built before 1980
U.S. Census Bureau, ACS 2024 5-year. More about buying in Kankakee County
How to apply
How to applyThree steps, in this order
Take a homebuyer education course
Required by the program, through Habitat for Humanity of Kankakee County classes.
Contact Habitat for Humanity of Kankakee County to reserve funds
Funds are reserved with the provider and are subject to availability.
Work with a lender who handles the program
Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.
Questions about this program
What is Habitat for Humanity of Kankakee County Homeownership Program?
Habitat for Humanity of Kankakee County Homeownership Program is a first mortgage for homebuyers in Kankakee, Illinois, administered by Habitat for Humanity of Kankakee County. Habitat for Humanity of Kankakee County provides affordable homeownership for families in need in Kankakee County, IL. Families are selected based on need, willingness to partner (sweat equity), and ability to repay an affordable 0% interest mortgage. 0% interest affordable mortgage. Homeownership for low-income families. Sweat equity replaces down payment. Funding comes from Habitat for Humanity of Kankakee County private/nonprofit.
Do you have to pay it back?
Habitat for Humanity of Kankakee County Homeownership Program is a first mortgage and is repaid under the terms set by Habitat for Humanity of Kankakee County. Repayment is triggered by Sale, transfer, or refinance. The assistance is recorded in first position. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.
Who qualifies?
Habitat for Humanity of Kankakee County Homeownership Program is open to homebuyers who will live in the home as their primary residence. On credit, the program states: Ability to repay assessed by family selection committee. A homebuyer education course is required, through Habitat for Humanity of Kankakee County classes. Affiliate website not accessible for full detail extraction. Income limits, sweat equity hours, residency, and current application windows not confirmed from primary source — contact agency. Affiliate active per March 2026 listing.
What kind of home can it be used for?
Habitat for Humanity of Kankakee County Homeownership Program caps the purchase price as follows: Homes sold at affordable Habitat price with 0% interest mortgage. Eligible property types include Single Family. New construction is eligible. Manufactured homes are not eligible.
Where does it apply?
Habitat for Humanity of Kankakee County Homeownership Program serves homebuyers purchasing in Kankakee, Illinois.
How do you apply?
Applications for Habitat for Humanity of Kankakee County Homeownership Program go through Habitat for Humanity of Kankakee County, which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.
Also for Kankakee County homebuyersOther programs open to Kankakee County homebuyers
- FHLBank Chicago Downpayment Plus (DPP) ProgramUp to $10,000
- FHLBank Chicago Downpayment Plus Advantage (DPP Advantage) ProgramUp to $10,000
- IHDAccess RepayableUp to $10,000
Whether two programs can be combined is up to each agency. Ask before you apply.
All 70 programs for Kankakee CountyProgram terms are set by Habitat for Humanity of Kankakee County and can change; confirm on the official site before you apply.