Habitat for Humanity of Henderson Home Partnership Program
Silent second · New construction · Income limits
Single Family
See details Jul 2026
Down payment assistance · Kentucky
Buying a home in Henderson County, KY
1 county-wide program, 1 city with their own, plus 9 statewide and 62 nationwide.Henderson has 1 program that covers the whole county and 1 city with a program of their own. On top of those, 9 statewide and 62 nationwide programs are open here. Start with your city or ZIP to see which apply to the home you want.
Free · No credit pull · No SSN
Anywhere in HendersonAnywhere in Henderson County
1 program for every Henderson address1 program that covers every Henderson address
It is for first-time homebuyers and ask for a homebuyer class.This is run for the whole county, so a home in Henderson can use it. It is for first-time homebuyers and ask for a homebuyer class.
Only inside city limits
1 city with their own program1 Henderson city with their own program
For a home inside that city, on top of the county-wide 1.A city program is for a home inside that city. Buying there? It sits on top of the 1 county-wide program above.
The Henderson marketThe Henderson housing market
Kinds of homes hereWhat kinds of homes are here, and what the programs accept
Kinds of homes in Henderson
- 67.3% single-familysingle-family
- 1.8% townhousetownhouse
- 9.5% 2–4 units2–4 units
- 12.2% 5+ unitscondo & apartment buildings (5+ units)
- 9.2% mobile & othermobile home & other
About condos. None of the 2 county or city programs here list condos as eligible.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Henderson’s homes were built
pre-19401970s2020+
57.3%
of Henderson homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$79,700
HUD area median income, 4 people (FY2026)HUD area median income, Henderson County, 4-person household (FY2026)
$58,851
Median household income (ACS 2024 5-year)Median household income in Henderson (Census ACS 2024 5-year)
64.9%
of occupied homes are owner-occupied (Kentucky: 68.3%)
The two income figures measure different things. HUD’s area median income is the one programs use. 14 of the 73 programs here set their income limit as a share of Henderson County’s area median income, adjusted for household size. See the published limits for Henderson County
Free help in HendersonFree help in Henderson
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Henderson’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Habitat for Humanity of Henderson Home Partnership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
Find my counselor
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1 city and placeA to Z
All cities in Henderson CountyAll 1 city and place in Henderson County
has a program of its own
Henderson questions
Can I use a county program anywhere in Henderson?
The 1 county-wide program cover homes anywhere in the county. City programs, like Henderson’s, are only for homes inside that city’s limits. Each agency sets its own rules, so confirm on the program’s official site.
Can I combine a county program with a city program?
Sometimes. Combining ("stacking") programs is set by each administering agency, and some do not allow a second program on the same home. Each program’s page links to the agency that can say.
What is the area median income in Henderson County?
HUD publishes it once a year; the 2026 four-person figure is shown above. Programs set their limits as a share of it, adjusted for household size, and the published limits page lists each one.
Do Henderson programs accept condos?
None of the 2 county or city programs here list condos as eligible. The agency confirms it for the home you choose.
Where can I take a homebuyer class in Henderson?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
Keep exploring
Sources
Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024), tables B01003, B25077, B25003, B25024, B25034, B25035, B19013. Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.