Habitat for Humanity of Owensboro-Daviess County Homeownership Program

Habitat for Humanity of Owensboro-Daviess County Homeownership Program is a first mortgage for homebuyers in Owensboro, Kentucky, administered by Habitat for Humanity of Owensboro-Daviess County. Habitat for Humanity of Owensboro-Daviess County (founded 1988) provides affordable homeownership via a 0% interest mortgage to income-qualified families in Daviess County. Partner families are selected by need, willingness to partner (350+ sweat-equity hours), and ability to repay an affordable mortgage. 0% interest mortgage. No cash down payment - sweat equity in lieu. Affordable payment proportionate to income. Homeownership classes and counseling.

Habitat for Humanity of Owensboro-Daviess County Homeownership Program is a first mortgage and is repaid under the terms set by Habitat for Humanity of Owensboro-Daviess County. The assistance is recorded in First position. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Habitat for Humanity of Owensboro-Daviess County Homeownership Program is open to homebuyers who will live in the home as their primary residence. A homebuyer education course is required. Minimum 350 hours sweat equity. Selection by need, willingness to partner, ability to repay. AMI income-limit percentage not published - call (270) 926-6110.

Habitat for Humanity of Owensboro-Daviess County Homeownership Program sets its income limit as follows: Eligibility based on percentage of AMI; families must demonstrate financial need. Specific AMI thresholds not published - contact affiliate for current limits by household size. The limit applies to total household income, not only the borrower’s. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

Habitat for Humanity of Owensboro-Daviess County Homeownership Program can be used for Single Family. New construction is eligible. Manufactured homes are not eligible.

Habitat for Humanity of Owensboro-Daviess County Homeownership Program serves homebuyers purchasing in Owensboro, Kentucky.

Applications for Habitat for Humanity of Owensboro-Daviess County Homeownership Program go through Habitat for Humanity of Owensboro-Daviess County, which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.