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KCEOC HOME Homebuyer Program

KCEOC Community Action Partnership, Inc. · Barbourville, Kentucky

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What is KCEOC HOME Homebuyer Program?

KCEOC HOME Homebuyer Program is down payment assistance for homebuyers in Barbourville, Kentucky, administered by KCEOC Community Action Partnership, Inc.

  • KCEOC Community Action Partnership operates a HOME Homebuyer Program providing homeownership opportunities to low-income households in Knox County. KCEOC constructs new single-family homes for sale to low-income buyers in Barbourville using HUD HOME Investment Partnerships funding, layering subsidy sources to make homes affordable. KHC-certified housing counselors provide homebuyer education.
  • Newly constructed affordable home with HOME-funded subsidy layering.
  • HUD/KHC-certified homebuyer counseling and education.
  • Funding comes from HUD HOME Investment Partnerships Program; layered subsidy sources.

Do you have to pay it back?

KCEOC HOME Homebuyer Program is down payment assistance and is repaid under the terms set by KCEOC Community Action Partnership, Inc..

  • Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

KCEOC HOME Homebuyer Program is open to buyers who will live in the home as their primary residence.

The program requires

  • The home is occupied as a primary residence
  • A completed homebuyer education course, through KCEOC housing counselors (KHC-certified)
  • Residency: Knox County (homes built in Barbourville)
  • DRAFT (dpa-gap-finder 2026-06-14): pending review. Low-income household in Knox County; homebuyer counseling/education; HOME program eligibility and affordability requirements. Income table and recapture period not published — confirm before publish.

The program excludes

  • Manufactured homes

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

What are the income limits?

KCEOC HOME Homebuyer Program sets its income limit as follows: Low-income households per HUD HOME income limits (dollar table not published).

  • The limit applies to total household income, not only the borrower’s.
  • Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

KCEOC HOME Homebuyer Program can be used for Single Family.

  • New construction is eligible.
  • Manufactured homes are not eligible.

Where does it apply?

KCEOC HOME Homebuyer Program serves buyers purchasing in Barbourville, Kentucky.

  • The program targets specific areas: New construction for sale to low-income buyers in Barbourville, Knox County.
  • Targeted neighborhoods: Barbourville, KY.

How do you apply?

Applications for KCEOC HOME Homebuyer Program go through KCEOC Community Action Partnership, Inc., which publishes the current terms and the application steps on its own site.

  1. Take a homebuyer education course

    Required by the program, through KCEOC housing counselors (KHC-certified).

  2. Contact KCEOC Community Action Partnership, Inc. to reserve funds

    Funds are reserved with the provider and are subject to availability.

  3. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.

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