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City of Lansing Down Payment Assistance

City of Lansing Down Payment Assistance is a forgivable loan for homebuyers in Lansing, Michigan, administered by City of Lansing Community Development Office (administered by Capital Area Housing Partnership).

Last verified Source: City of Lansing Community Development Office (administered by Capital Area Housing Partnership)
Check if this fits me Official program site ↗

The program asks for

  • First-time homebuyer — the program sets its own definition
  • The home is occupied as a primary residence
  • A completed homebuyer education course
  • Home must be within City of Lansing city limits, permanently affixed and taxed as real estate, and must pass a City of Lansing DPA inspection. Buyer's personal investment must equal at least $1,000. Buyer must meet income and asset limits. Limited funds, first-come first-served. Applications submitted to CAHP. Exact assistance structure (grant vs lien) not fully detailed on source; confirm with CAHP.
  • A home in Ingham County

It doesn’t cover

  • Homes outside Ingham County

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

Where it applies

Ingham County’s homes

  • 60.5% single-family
  • 4.7% townhouse
  • 6% 2–4 units
  • 26.1% 5+ units
  • 2.6% mobile & other

$198,800

Ingham County median home value

64.9%

built before 1980

U.S. Census Bureau, ACS 2024 5-year. More about buying in Ingham County

How to apply

  1. Take a homebuyer education course

    Required by the program before funds are reserved.

  2. Contact City of Lansing Community Development Office (administered by Capital Area Housing Partnership) to reserve funds

    Funds are reserved with the provider and are subject to availability.

  3. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.

Questions about this program

What is City of Lansing Down Payment Assistance?

City of Lansing Down Payment Assistance is a forgivable loan for homebuyers in Lansing, Michigan, administered by City of Lansing Community Development Office (administered by Capital Area Housing Partnership). City of Lansing down payment assistance for first-time homebuyers purchasing within Lansing city limits. Up to $14,999 available to qualified income- and asset-eligible buyers; administered by Capital Area Housing Partnership (CAHP). Up to $14,999 in down payment assistance.

How much assistance does it provide?

City of Lansing Down Payment Assistance offers up to $14,999 in assistance. Amounts are the program's published maximums, not an offer — City of Lansing Community Development Office (administered by Capital Area Housing Partnership) determines any individual award.

Do you have to pay it back?

City of Lansing Down Payment Assistance is a forgivable loan, so the balance is forgiven once the program's conditions are met. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

City of Lansing Down Payment Assistance is open to first-time homebuyers and homebuyers who will live in the home as their primary residence. "First-time homebuyer" usually means not having owned a home in the last three years, but the program sets its own definition. A homebuyer education course is required. Home must be within City of Lansing city limits, permanently affixed and taxed as real estate, and must pass a City of Lansing DPA inspection. Buyer's personal investment must equal at least $1,000. Buyer must meet income and asset limits. Limited funds, first-come first-served. Applications submitted to CAHP. Exact assistance structure (grant vs lien) not fully detailed on source; confirm with CAHP.

Where does it apply?

City of Lansing Down Payment Assistance serves homebuyers purchasing in Lansing, Michigan.

How do you apply?

Applications for City of Lansing Down Payment Assistance go through City of Lansing Community Development Office (administered by Capital Area Housing Partnership), which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.

Also for Ingham County homebuyers

Whether two programs can be combined is up to each agency. Ask before you apply.

All 73 programs for Ingham County

Program terms are set by City of Lansing Community Development Office (administered by Capital Area Housing Partnership) and can change; confirm on the official site before you apply.