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City of Lansing Down Payment Assistance

City of Lansing Community Development Office (administered by Capital Area Housing Partnership) · Lansing, Michigan

Last verified
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Assistance

$14,999

The maximum the program publishes — not an offer

Repayment

Forgivable

Forgiven once the program's conditions are met

What is City of Lansing Down Payment Assistance?

City of Lansing Down Payment Assistance is a forgivable loan for homebuyers in Lansing, Michigan, administered by City of Lansing Community Development Office (administered by Capital Area Housing Partnership).

  • City of Lansing down payment assistance for first-time homebuyers purchasing within Lansing city limits. Up to $14,999 available to qualified income- and asset-eligible buyers; administered by Capital Area Housing Partnership (CAHP).
  • Up to $14,999 in down payment assistance.
  • This is a federal program, so it is available beyond a single state or city.

How much assistance does it provide?

City of Lansing Down Payment Assistance offers up to $14,999 in assistance.

  • Amounts are the program's published maximums, not an offer — City of Lansing Community Development Office (administered by Capital Area Housing Partnership) determines any individual award.

Do you have to pay it back?

City of Lansing Down Payment Assistance is a forgivable loan, so the balance is forgiven once the program's conditions are met.

  • Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

City of Lansing Down Payment Assistance is open to first-time homebuyers and buyers who will live in the home as their primary residence.

The program requires

  • First-time homebuyer — the program sets its own definition
  • The home is occupied as a primary residence
  • A completed homebuyer education course
  • Home must be within City of Lansing city limits, permanently affixed and taxed as real estate, and must pass a City of Lansing DPA inspection. Buyer's personal investment must equal at least $1,000. Buyer must meet income and asset limits. Limited funds, first-come first-served. Applications submitted to CAHP. Exact assistance structure (grant vs lien) not fully detailed on source; confirm with CAHP.

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

Where does it apply?

City of Lansing Down Payment Assistance is a federal program, so it is not limited to Michigan.

How do you apply?

Applications for City of Lansing Down Payment Assistance go through City of Lansing Community Development Office (administered by Capital Area Housing Partnership), which publishes the current terms and the application steps on its own site.

  1. Take a homebuyer education course

    Required by the program before funds are reserved.

  2. Contact City of Lansing Community Development Office (administered by Capital Area Housing Partnership) to reserve funds

    Funds are reserved with the provider and are subject to availability.

  3. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.

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