Habitat for Humanity of Lenawee County Homeownership Program

What is Habitat for Humanity of Lenawee County Homeownership Program?

Habitat for Humanity of Lenawee County Homeownership Program is a first mortgage for homebuyers in Adrian, Michigan, administered by Habitat for Humanity of Lenawee County.

• Habitat for Humanity of Lenawee County builds and improves homes in partnership with low-income families. Approved partner applicants help build their new home, complete homebuyer and financial fitness education, and qualify for an affordable mortgage to purchase the home. Applicants submit a Homeownership Application Request form to begin the process.
• Affordable mortgage.
• Build participation.
• Homebuyer and financial fitness education.
• Funding comes from Private donations; mortgage payments recycled.

Do you have to pay it back?

Habitat for Humanity of Lenawee County Homeownership Program is a first mortgage and is repaid under the terms set by Habitat for Humanity of Lenawee County.

• The assistance is recorded in First position.
• Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Habitat for Humanity of Lenawee County Homeownership Program is open to first-time homebuyers and buyers who will live in the home as their primary residence.

What are the income limits?

Habitat for Humanity of Lenawee County Homeownership Program sets its income limit as follows: Must demonstrate need for adequate housing and ability to make an affordable mortgage payment; specific income limits not published online - contact affiliate.

• The limit applies to total household income, not only the borrower’s.
• Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

Habitat for Humanity of Lenawee County Homeownership Program can be used for Single Family.

• New construction is eligible.
• Manufactured homes are not eligible.

Where does it apply?

Habitat for Humanity of Lenawee County Homeownership Program serves buyers purchasing in Adrian, Michigan.

How do you apply?

Applications for Habitat for Humanity of Lenawee County Homeownership Program go through Habitat for Humanity of Lenawee County, which publishes the current terms and the application steps on its own site.

1. 1

   Take a homebuyer education course

   Required by the program, through Habitat Lenawee homebuyer and financial fitness education.

2. 2

   Contact Habitat for Humanity of Lenawee County to reserve funds

   Funds are reserved with the provider and are subject to availability.

3. 3

   Work with a lender who handles the program

   Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.