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Habitat for Humanity of Lenawee County Homeownership Program

Habitat for Humanity of Lenawee County Homeownership Program is a first mortgage for homebuyers in Adrian, Michigan, administered by Habitat for Humanity of Lenawee County.

Last verified Source: Habitat for Humanity of Lenawee County

The program asks for

  • First-time homebuyer — the program sets its own definition
  • The home is occupied as a primary residence
  • A completed homebuyer education course, through Habitat Lenawee homebuyer and financial fitness education
  • Residency: Lenawee County, MI
  • Income limits, credit thresholds and sweat equity hour count not published online; submit Homeownership Application Request form or contact affiliate to confirm details.
  • A home in Lenawee County

It doesn’t cover

  • Manufactured homes
  • Homes outside Lenawee County

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

Where it applies

Lenawee County’s homes

  • 79.6% single-family
  • 1.7% townhouse
  • 5.1% 2–4 units
  • 7.6% 5+ units
  • 5.9% mobile & other

A tick marks a kind of home the program’s record lists. The agency confirms it for the home you choose.

$196,800

Lenawee County median home value

65.9%

built before 1980

U.S. Census Bureau, ACS 2024 5-year. More about buying in Lenawee County

How to apply

  1. Take a homebuyer education course

    Required by the program, through Habitat Lenawee homebuyer and financial fitness education.

  2. Contact Habitat for Humanity of Lenawee County to reserve funds

    Funds are reserved with the provider and are subject to availability.

  3. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.

Questions about this program

What is Habitat for Humanity of Lenawee County Homeownership Program?

Habitat for Humanity of Lenawee County Homeownership Program is a first mortgage for homebuyers in Adrian, Michigan, administered by Habitat for Humanity of Lenawee County. Habitat for Humanity of Lenawee County builds and improves homes in partnership with low-income families. Approved partner applicants help build their new home, complete homebuyer and financial fitness education, and qualify for an affordable mortgage to purchase the home. Applicants submit a Homeownership Application Request form to begin the process. Affordable mortgage. Build participation. Homebuyer and financial fitness education. Funding comes from Private donations; mortgage payments recycled.

Do you have to pay it back?

Habitat for Humanity of Lenawee County Homeownership Program is a first mortgage and is repaid under the terms set by Habitat for Humanity of Lenawee County. The assistance is recorded in First position. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Habitat for Humanity of Lenawee County Homeownership Program is open to first-time homebuyers and homebuyers who will live in the home as their primary residence. "First-time homebuyer" usually means not having owned a home in the last three years, but the program sets its own definition. A homebuyer education course is required, through Habitat Lenawee homebuyer and financial fitness education. Residency requirement: Lenawee County, MI. Income limits, credit thresholds and sweat equity hour count not published online; submit Homeownership Application Request form or contact affiliate to confirm details.

What are the income limits?

Habitat for Humanity of Lenawee County Homeownership Program sets its income limit as follows: Must demonstrate need for adequate housing and ability to make an affordable mortgage payment; specific income limits not published online - contact affiliate. The limit applies to total household income, not only the borrower’s. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

Habitat for Humanity of Lenawee County Homeownership Program can be used for Single Family. New construction is eligible. Manufactured homes are not eligible.

Where does it apply?

Habitat for Humanity of Lenawee County Homeownership Program serves homebuyers purchasing in Adrian, Michigan.

How do you apply?

Applications for Habitat for Humanity of Lenawee County Homeownership Program go through Habitat for Humanity of Lenawee County, which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.

Program terms are set by Habitat for Humanity of Lenawee County and can change; confirm on the official site before you apply.