Washington County CDA First-Generation Homebuyer Grant Program

Washington County CDA First-Generation Homebuyer Grant Program is a grant for homebuyers in Washington County, Minnesota, administered by Washington County Community Development Agency (CDA). The Washington County CDA First-Generation Homebuyer Grant provides $5,000 in non-repayable grants to first-generation homebuyers purchasing anywhere in Washington County, MN. Buyers must earn no more than 115% of AMI and be purchasing their first-ever home, and their parents/legal guardians must also never have owned a home (or lost one to foreclosure). The CDA assisted nine first-generation buyers in 2025. Buyers in Oakdale and Woodbury may stack additional city assistance. $5,000 grant (no repayment). Stackable with Oakdale $5,000 match (total $10,000 in Oakdale). Stackable with Woodbury deferred-loan DPA. Stackable with First-Generation Community DPA Fund. Manufactured-home communities may qualify. Funding comes from Washington County CDA (local/state funds); additional city match in Oakdale ($5,000).

Washington County CDA First-Generation Homebuyer Grant Program offers up to $5,000 in assistance. The program can be combined with City of Oakdale First-Generation Homebuyer Grant ($5,000 match in Oakdale); City of Woodbury First-Time Homeownership Program; First-Generation Homebuyers Community DPA Fund (partner loan up to $35,000). Amounts are the program's published maximums, not an offer — Washington County Community Development Agency (CDA) determines any individual award.

Washington County CDA First-Generation Homebuyer Grant Program is structured as a grant, so it is not repaid. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Washington County CDA First-Generation Homebuyer Grant Program is open to first-time homebuyers and homebuyers who will live in the home as their primary residence. "First-time" has exceptions here: Borrower AND co-borrower must never have owned a home, AND parents/legal guardians must never have owned a home (or lost one to foreclosure). Stricter than the standard 3-year lookback. A homebuyer education course is required, through Washington County CDA HomeStretch Workshop (8 hrs, $40); Framework online ($75); or any HUD-approved counseling agency meeting National Industry Standards. Residency requirement: Purchase must be in Washington County, MN. Strict first-generation definition (borrower, co-borrower, and parents/guardians never owned a home, or lost to foreclosure). Must participate in an eligible partner program to access stacked assistance. 115% AMI income limit stated without a published dollar table — confirm current limits with CDA. Actively funded and serving borrowers as of 2025 per CDA annual report.

Washington County CDA First-Generation Homebuyer Grant Program limits household income to 115% of the area median income, which varies by county and household size. Household income at or below 115% of Area Median Income (Minneapolis-St. Paul-Bloomington MSA). Program page does not publish a dollar table; contact CDA for current limits by household size. The limit applies to total household income, not only the borrower’s. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

Washington County CDA First-Generation Homebuyer Grant Program can be used for Single Family, Townhome, Condo, and Manufactured. Manufactured homes are eligible.

Washington County CDA First-Generation Homebuyer Grant Program names first-generation homebuyers among the groups it serves. Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Washington County CDA First-Generation Homebuyer Grant Program serves homebuyers purchasing in Washington County, Minnesota.

Applications for Washington County CDA First-Generation Homebuyer Grant Program go through Washington County Community Development Agency (CDA), which publishes the current terms and the application steps on its own site. Funds are reserved through First-come, first-served. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.