Washington County CDA First-Generation Homebuyer Grant Program

What is Washington County CDA First-Generation Homebuyer Grant Program?

Washington County CDA First-Generation Homebuyer Grant Program is a grant for homebuyers in Washington County, Minnesota, administered by Washington County Community Development Agency (CDA).

• The Washington County CDA First-Generation Homebuyer Grant provides $5,000 in non-repayable grants to first-generation homebuyers purchasing anywhere in Washington County, MN. Buyers must earn no more than 115% of AMI and be purchasing their first-ever home, and their parents/legal guardians must also never have owned a home (or lost one to foreclosure). The CDA assisted nine first-generation buyers in 2025. Buyers in Oakdale and Woodbury may stack additional city assistance.
• $5,000 grant (no repayment).
• Stackable with Oakdale $5,000 match (total $10,000 in Oakdale).
• Stackable with Woodbury deferred-loan DPA.
• Stackable with First-Generation Community DPA Fund.
• Manufactured-home communities may qualify.
• Funding comes from Washington County CDA (local/state funds); additional city match in Oakdale ($5,000).

How much assistance does it provide?

Washington County CDA First-Generation Homebuyer Grant Program offers up to $5,000 in assistance.

• The program can be combined with City of Oakdale First-Generation Homebuyer Grant ($5,000 match in Oakdale); City of Woodbury First-Time Homeownership Program; First-Generation Homebuyers Community DPA Fund (partner loan up to $35,000).
• Amounts are the program's published maximums, not an offer — Washington County Community Development Agency (CDA) determines any individual award.

Do you have to pay it back?

Washington County CDA First-Generation Homebuyer Grant Program is structured as a grant, so it is not repaid.

• Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Washington County CDA First-Generation Homebuyer Grant Program is open to first-time homebuyers and buyers who will live in the home as their primary residence.

What are the income limits?

Washington County CDA First-Generation Homebuyer Grant Program limits household income to 115% of the area median income, which varies by county and household size.

• Household income at or below 115% of Area Median Income (Minneapolis-St. Paul-Bloomington MSA). Program page does not publish a dollar table; contact CDA for current limits by household size.
• The limit applies to total household income, not only the borrower’s.
• Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

Washington County CDA First-Generation Homebuyer Grant Program can be used for Single Family, Townhome, Condo, and Manufactured.

• Manufactured homes are eligible.

Is there eligibility for specific groups?

Washington County CDA First-Generation Homebuyer Grant Program names first-generation buyers among the groups it serves.

• Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Where does it apply?

Washington County CDA First-Generation Homebuyer Grant Program serves buyers purchasing in Washington County, Minnesota.

How do you apply?

Applications for Washington County CDA First-Generation Homebuyer Grant Program go through Washington County Community Development Agency (CDA), which publishes the current terms and the application steps on its own site.

1. 1

   Take a homebuyer education course

   Required by the program, through Washington County CDA HomeStretch Workshop (8 hrs, $40); Framework online ($75); or any HUD-approved counseling agency meeting National Industry Standards..

2. 2

   Contact Washington County Community Development Agency (CDA) to reserve funds

   Funds are reserved through First-come, first-served, and are subject to availability.

3. 3

   Work with a lender who handles the program

   Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.