Dunn County Housing Down Payment Assistance (DPI)

What is Dunn County Housing Down Payment Assistance (DPI)?

Dunn County Housing Down Payment Assistance (DPI) is a grant for homebuyers in Killdeer, North Dakota.

• Dunn County, ND county-administered workforce-housing down payment assistance grant for buyers in the Bakken oil-patch region. County-wide coverage. Specific amounts and eligibility set per-application by Dunn County Housing Authority.
• Dunn County Housing Down Payment Assistance (DPI) is a county-administered workforce-housing grant program in Dunn County, ND - in the Bakken oil-patch region of Western North Dakota. Designed to help working households purchase homes in Killdeer, Halliday, Dodge, and rural Dunn County in response to oil-and-gas employment-driven housing demand. Specific assistance amounts, income caps, and credit/DTI thresholds are set annually by the Dunn County Housing Authority and not currently published in a static schedule on the county website.
• prospective buyers should contact the Dunn County Housing Authority / Dunn County Auditor's office directly.
• Funding comes from State and County.

Do you have to pay it back?

Dunn County Housing Down Payment Assistance (DPI) is structured as a grant, so it is not repaid.

• Repayment is triggered by Grant - no repayment required if owner-occupancy and other program covenants maintained for the required compliance period. Recapture/repayment may apply on early sale or non-owner-occupancy per Dunn County Housing Authority terms.
• The assistance is recorded in 2nd Lien position.
• Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Dunn County Housing Down Payment Assistance (DPI) is open to buyers who will live in the home as their primary residence.

What kind of home can it be used for?

Dunn County Housing Down Payment Assistance (DPI) can be used for Single-family detached, manufactured home on permanent foundation, condominium, townhouse - per Dunn County Housing Authority program guidelines..

• New construction is eligible.
• Manufactured homes are eligible.

Is there eligibility for specific groups?

Dunn County Housing Down Payment Assistance (DPI) names veterans, active-duty service members, reservists and National Guard members, surviving spouses, American Indian and Alaska Native buyers, educators, law enforcement officers, firefighters, healthcare workers, and buyers with disabilities among the groups it serves.

• Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Where does it apply?

Dunn County Housing Down Payment Assistance (DPI) serves buyers purchasing in Killdeer, North Dakota.

How do you apply?

Applications for Dunn County Housing Down Payment Assistance (DPI) go through the administering agency, which publishes the current terms and the application steps on its own site.

1. 1

   Take a homebuyer education course

   Required by the program, through Lewis & Clark Development Group (LCDG) homebuyer education / housing counseling - Mandan ND. NeighborWorks ND-affiliated agencies. HUD-approved counseling agencies serving Western ND..

2. 2

   Contact the administering agency to reserve funds

   Funds are reserved through Application directly to Dunn County Housing Authority. Approved-lender process for first-mortgage coordination., and are subject to availability.

3. 3

   Work with a lender who handles the program

   Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.