Address Yourself Down Payment Assistance (Hudson County)

Address Yourself Down Payment Assistance (Hudson County) is a grant for homebuyers in Hudson County, New Jersey, administered by Hudson County Economic Development Corporation (HCEDC), in partnership with New Jersey Community Capital (Address Yourself) and Navicore Solutions. HCEDC partners with NJCC's Address Yourself initiative to offer grants of $15,000 for down payment and/or closing cost assistance to households purchasing a home in Hudson County. The program prioritizes veterans, with a portion of grants set aside for low-income non-veteran Hudson County residents. Free HUD-approved housing counseling is provided through Navicore Solutions. $15,000 grant toward down payment and/or closing costs; free nonprofit HUD-approved housing counseling. Funding comes from HUD/HOME and CDBG via Hudson County EDC; NJCC (CDFI) partnership.

Address Yourself Down Payment Assistance (Hudson County) offers up to $15,000 in assistance. Amounts are the program's published maximums, not an offer — Hudson County Economic Development Corporation (HCEDC), in partnership with New Jersey Community Capital (Address Yourself) and Navicore Solutions determines any individual award.

Address Yourself Down Payment Assistance (Hudson County) is structured as a grant, so it is not repaid. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Address Yourself Down Payment Assistance (Hudson County) is open to homebuyers who will live in the home as their primary residence. A homebuyer education course is required, through Navicore Solutions (HUD-approved nonprofit counseling agency). Residency requirement: Purchasing a home in Hudson County; portion reserved for Hudson County residents. Veterans receive priority consideration; a portion of grants set aside for low-income non-veteran residents. and income_limit_amount (unparsed): lower than $118,350/year (2020 flyer, four-person ref; varies by family size).

Address Yourself Down Payment Assistance (Hudson County) sets its income limit as follows: Combined incomes must be lower than $118,350.00 per year (figure shown for a four-person family on the 2020 flyer; see table for other family sizes). The limit applies to total household income, not only the borrower’s. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

Address Yourself Down Payment Assistance (Hudson County) names veterans among the groups it serves. Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Address Yourself Down Payment Assistance (Hudson County) serves homebuyers purchasing in Hudson County, New Jersey. Targeted neighborhoods: Hudson County.

Applications for Address Yourself Down Payment Assistance (Hudson County) go through Hudson County Economic Development Corporation (HCEDC), in partnership with New Jersey Community Capital (Address Yourself) and Navicore Solutions, which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.