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Habitat for Humanity Northwest New Jersey Homeownership Program

Habitat for Humanity Northwest New Jersey (HFHNWNJ) · Washington, New Jersey

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What is Habitat for Humanity Northwest New Jersey Homeownership Program?

Habitat for Humanity Northwest New Jersey Homeownership Program is down payment assistance for homebuyers in Washington, New Jersey, administered by Habitat for Humanity Northwest New Jersey (HFHNWNJ).

  • Habitat for Humanity Northwest New Jersey builds simple, decent, affordable homes for low-income working families in Sussex and Warren Counties through partnership housing. Partner families receive an affordable mortgage. As of this session a partner-family application for the Franklin Township (Sussex) project is open.
  • Affordable Habitat-built home with affordable mortgage.
  • Funding comes from Habitat for Humanity (donations, volunteers, sponsors incl. NJ DCA, NORWESCAP).

Do you have to pay it back?

Habitat for Humanity Northwest New Jersey Homeownership Program is down payment assistance and is repaid under the terms set by Habitat for Humanity Northwest New Jersey (HFHNWNJ).

  • Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Habitat for Humanity Northwest New Jersey Homeownership Program is open to buyers who will live in the home as their primary residence.

The program requires

  • The home is occupied as a primary residence
  • Residency: Serves Sussex and Warren Counties
  • Sweat equity required (figure not stated on page). UNCONFIRMED: income limits, sweat-equity hours, sale price, credit requirements — see downloadable application/mortgage pre-qualification package.

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

What are the income limits?

Habitat for Humanity Northwest New Jersey Homeownership Program sets its income limit as follows: Income requirements specified in the application/mortgage pre-qualification package.

  • The limit applies to total household income, not only the borrower’s.
  • Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

Habitat for Humanity Northwest New Jersey Homeownership Program can be used for single_family.

  • New construction is eligible.

Where does it apply?

Habitat for Humanity Northwest New Jersey Homeownership Program serves buyers purchasing in Washington, New Jersey.

  • Targeted neighborhoods: Sussex and Warren Counties.

How do you apply?

Applications for Habitat for Humanity Northwest New Jersey Homeownership Program go through Habitat for Humanity Northwest New Jersey (HFHNWNJ), which publishes the current terms and the application steps on its own site.

  1. Contact Habitat for Humanity Northwest New Jersey (HFHNWNJ) to reserve funds

    Funds are reserved with the provider and are subject to availability.

  2. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.

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