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Down payment assistance · Nevada

Buying a home in Nevada

26 programs: 15 statewide, the rest run by counties and 1 city. What you can use depends on where the home is.

Free · No SSN · No credit pull

Start with your county

Local help, prices and income limits differ county to county

Home values: Census ACS 2024 5-year. Income: HUD FY2026. Programs: Hey Prescott, verified July 2026.

Anywhere in Nevada

15 statewide programs

Up to $50,000

FHLBank San Francisco Middle-Income Downpayment Assistance (MDPA) Program — Nevada

Assistance grant · New construction · Income limits · First-time

Up to $30,000

Rural Nevada Development Corporation Down Payment Assistance (HOME)

Deferred second loan · Forgiven over 10 yrs · Income limits · First-time

Up to $20,000

Rural Rocks $20K

Forgivable loan · Forgiven over 30 yrs · Income limits · Educators

Plus 62 nationwide programs. See them

Free help from a person

11 HUD-approved counseling agencies in Nevada

11 of the 15 statewide programs ask for a homebuyer class first. Create a free account to see who’s near you.

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Income limitsIncome limits and price caps in NevadaArea median income for all 17 counties, and the limit each program sets.See the limits

Nevada questions

What is FHLBank San Francisco Middle-Income Downpayment Assistance (MDPA) Program — Nevada?

FHLBank San Francisco Middle-Income Downpayment Assistance (MDPA) Program — Nevada, a assistance grant for first-time homebuyers (new construction, income limits), open anywhere in Nevada and run by Federal Home Loan Bank of San Francisco (delivered via member financial institutions). Its page has the details and a link to the official site.

Which Nevada counties run their own programs?

3 counties of 17 have a county or city program listed, among them Clark, Nye and Washoe. The table above lists them, and each county page has its own programs.

Do I need a homebuyer class in Nevada?

Many programs ask for one. 11 of the 15 statewide programs list a homebuyer education requirement. HUD-approved housing counseling agencies teach them, often for free.

Can I use assistance on a Nevada condo?

Each program sets which kinds of homes it accepts; the program’s page lists them where the agency publishes them.