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City of Auburn Mortgage Assistance Program (MAP)

Homsite Fund, Inc. (Cayuga County Homsite Development Corp.) on behalf of the City of Auburn · Auburn, New York

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Assistance

$3,000

The maximum the program publishes — not an offer

Repayment

Grant

Not repaid

What is City of Auburn Mortgage Assistance Program (MAP)?

City of Auburn Mortgage Assistance Program (MAP) is a grant for homebuyers in Auburn, New York, administered by Homsite Fund, Inc. (Cayuga County Homsite Development Corp.) on behalf of the City of Auburn.

  • The City of Auburn, through its CDBG-funded Mortgage Assistance Program (MAP) administered by Homsite Fund, Inc., provides first-time homebuyers in the City of Auburn up to $3,000 toward down payment or closing cost assistance. Applicants must meet income guidelines, be pre-approved by a lender, and complete an approved homebuyer education course. Buyers who do not meet grant income guidelines or who purchase outside Auburn may instead qualify for a Homsite low-interest loan.
  • Up to $3,000 grant toward down payment and/or closing costs.
  • For first-time buyers in the City of Auburn.
  • Funding comes from Federal CDBG funds administered by the City of Auburn.

How much assistance does it provide?

City of Auburn Mortgage Assistance Program (MAP) offers up to $3,000 in assistance.

  • Amounts are the program's published maximums, not an offer — Homsite Fund, Inc. (Cayuga County Homsite Development Corp.) on behalf of the City of Auburn determines any individual award.

Do you have to pay it back?

City of Auburn Mortgage Assistance Program (MAP) is structured as a grant, so it is not repaid.

  • Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

City of Auburn Mortgage Assistance Program (MAP) is open to first-time homebuyers and buyers who will live in the home as their primary residence.

The program requires

  • First-time homebuyer — the program sets its own definition
  • The home is occupied as a primary residence
  • A completed homebuyer education course, through Approved homebuyer education course (Homsite Fund offers homebuyer education)
  • Residency: Home must be purchased within the City of Auburn
  • DRAFT (dpa-gap-finder 2026-06-13): pending review. LOAN TERM: up to $3,000 DPA/closing-cost assistance provided as a grant (Homsite MAP) for first-time homebuyers in the City of Auburn; funded by City CDBG. Requires income eligibility, lender pre-approval, and completion of an approved homebuyer education course. ACTIVE: official City of Auburn CDBG Housing Assistance page (lists 'down payment help up to $3,000'). Separate Home Repair Assistance and Emergency Home Repair are rehab, not DPA. GAP NOTES: the income-limits PDF linked from the City page is dated FY2015 (stale) - current HUD limits apply; confirm. Blank/unconfirmed: exact AMI %/income limits, max purchase price, min credit score, max DTI, min contribution, lien/recapture terms (grant likely no lien but unconfirmed), annual funding cap.

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

What are the income limits?

City of Auburn Mortgage Assistance Program (MAP) sets its income limit as follows: Low- to moderate-income; applicants must meet HUD income limits.

  • The limit applies to total household income, not only the borrower’s.
  • Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

City of Auburn Mortgage Assistance Program (MAP) can be used for Single Family.

Where does it apply?

City of Auburn Mortgage Assistance Program (MAP) serves buyers purchasing in Auburn, New York.

  • Targeted neighborhoods: City of Auburn only.

How do you apply?

Applications for City of Auburn Mortgage Assistance Program (MAP) go through Homsite Fund, Inc. (Cayuga County Homsite Development Corp.) on behalf of the City of Auburn, which publishes the current terms and the application steps on its own site.

  1. Take a homebuyer education course

    Required by the program, through Approved homebuyer education course (Homsite Fund offers homebuyer education).

  2. Contact Homsite Fund, Inc. (Cayuga County Homsite Development Corp.) on behalf of the City of Auburn to reserve funds

    Funds are reserved with the provider and are subject to availability.

  3. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.

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