Catholic Charities Diocese of Youngstown Homeownership / Down Payment Assistance Program

Catholic Charities Diocese of Youngstown Homeownership / Down Payment Assistance Program is a grant for homebuyers in Youngstown, Ohio, administered by Catholic Charities Regional Agency (Diocese of Youngstown / Catholic Charities Housing Opportunities). Catholic Charities Diocese of Youngstown operates a Homeownership / Down Payment Assistance Program through its HUD-certified housing counseling service, offering up to $3,000 toward down payment and closing costs (1% buyer contribution), plus pre- and post-purchase counseling. In April 2026 ODOD awarded $42,755 to provide DPA and counseling to ~7 households at or below 65% AMI across six counties. Up to $3,000 DPA. Only 1% buyer contribution. HUD-certified counseling. Serves 6 counties. Up to $500 education support. Funding comes from Ohio Department of Development - Housing Assistance Grant Program (Ohio Housing Trust Fund).

Catholic Charities Diocese of Youngstown Homeownership / Down Payment Assistance Program offers up to $3,000 in assistance. Homebuyer contribution: You must contribute 1% of the mortgage cost. Amounts are the program's published maximums, not an offer — Catholic Charities Regional Agency (Diocese of Youngstown / Catholic Charities Housing Opportunities) determines any individual award.

Catholic Charities Diocese of Youngstown Homeownership / Down Payment Assistance Program is structured as a grant, so it is not repaid. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Catholic Charities Diocese of Youngstown Homeownership / Down Payment Assistance Program is open to homebuyers who will live in the home as their primary residence. A homebuyer education course is required, through Catholic Charities HUD-certified housing counselors; up to $500/household for homebuyer education under the ODOD grant. Residency requirement: Home must be in the six-county Diocese of Youngstown service area: Ashtabula, Columbiana, Mahoning, Portage, Stark, Trumbull. Assistance availability is grant-dependent. Confirm current open funding and per-household amounts with the Youngstown office. Distinct from the City of Youngstown 'At Home' program.

Catholic Charities Diocese of Youngstown Homeownership / Down Payment Assistance Program limits household income to 65% of the area median income, which varies by county and household size. 2026 ODOD grant funds DPA to households at or below 65% AMI across the six-county service area. The limit applies to total household income, not only the borrower’s. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

Catholic Charities Diocese of Youngstown Homeownership / Down Payment Assistance Program can be used for Single Family. New construction is not eligible.

Catholic Charities Diocese of Youngstown Homeownership / Down Payment Assistance Program serves homebuyers purchasing in Youngstown, Ohio.

Applications for Catholic Charities Diocese of Youngstown Homeownership / Down Payment Assistance Program go through Catholic Charities Regional Agency (Diocese of Youngstown / Catholic Charities Housing Opportunities), which publishes the current terms and the application steps on its own site. Funds are reserved through Through HUD-certified housing counselors; grant-fund dependent. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.