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City of Massillon Down Payment Assistance Program

City of Massillon Community Development and Housing Department · Massillon, Ohio

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See what you qualify forOfficial program site →
Assistance

$5,000

The maximum the program publishes — not an offer

Income limit

80% AMI

Of area median income; varies by county and household size

Price cap

$160,000

Highest purchase price the program allows

Repayment

Grant

Not repaid

What is City of Massillon Down Payment Assistance Program?

City of Massillon Down Payment Assistance Program is a grant for homebuyers in Massillon, Ohio, administered by City of Massillon Community Development and Housing Department.

  • The City of Massillon Down Payment Assistance Program provides down payment and/or closing cost assistance to qualifying low- to moderate-income homebuyers purchasing a home within the City of Massillon. Qualifying homebuyers can receive up to 6% or 7% of the purchase price (the percentage is determined by total qualifying household income). The program also provides up to $5,000 (after the home is in the purchaser's name) to address minimum code repair items identified during the required inspection.
  • Up to 6-7% of the purchase price toward down payment/closing costs, plus up to $5,000 for minimum code repairs after closing.
  • This is a federal program, so it is available beyond a single state or city.
  • Funding comes from HUD CDBG and HOME funds.

How much assistance does it provide?

City of Massillon Down Payment Assistance Program offers up to $5,000 in assistance.

  • Amounts are the program's published maximums, not an offer — City of Massillon Community Development and Housing Department determines any individual award.

Do you have to pay it back?

City of Massillon Down Payment Assistance Program is structured as a grant, so it is not repaid.

  • Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

City of Massillon Down Payment Assistance Program is open to first-time homebuyers and buyers who will live in the home as their primary residence.

The program requires

  • First-time homebuyer — the program sets its own definition
  • The home is occupied as a primary residence
  • Property must be located within the City of Massillon and serve as the applicant's primary residence. Purchase price must be under $160,000. Property must pass an inspection against Residential Rehabilitation Standards (RRS); excessive-repair properties may be deemed unworthy of purchase. Purchaser must be current/in good standing with the City of Massillon Income Tax Department and not in default with any federal entities. Funding is limited. Assistance percentage (6% vs 7%) is set by household income tier.

The program excludes

  • Purchases above the $160,000 price cap
  • Households above 80% of area median income

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

What are the income limits?

City of Massillon Down Payment Assistance Program limits household income to 80% of the area median income, which varies by county and household size.

  • Household income at or below 80% of Stark County Area Median Income; 2023 limits ranged from $45,600 (1 person) to $85,950 (8 persons).
  • Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

City of Massillon Down Payment Assistance Program caps the purchase price at $160,000.

Where does it apply?

City of Massillon Down Payment Assistance Program is a federal program, so it is not limited to Ohio.

How do you apply?

Applications for City of Massillon Down Payment Assistance Program go through City of Massillon Community Development and Housing Department, which publishes the current terms and the application steps on its own site.

  1. Contact City of Massillon Community Development and Housing Department to reserve funds

    Funds are reserved with the provider and are subject to availability.

  2. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.

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