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City of Sandusky Home Purchase Assistance

City of Sandusky Department of Community Development · Sandusky, Ohio

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See what you qualify forOfficial program site →
Assistance

$5,000

The maximum the program publishes — not an offer

Repayment

Grant

Not repaid

What is City of Sandusky Home Purchase Assistance?

City of Sandusky Home Purchase Assistance is a grant for homebuyers in Sandusky, Ohio, administered by City of Sandusky Department of Community Development.

  • The City of Sandusky's Home Purchase Assistance program, part of its annual Housing Development & Beautification Program, provides up to $5,000 in grant assistance toward the purchase of an owner-occupied home within the City of Sandusky. The grant is issued to the title agency at closing and helps cover lender requirements and closing costs. Open to anyone purchasing for owner occupancy (not limited to first-time buyers), with a reserved annual budget of $100,000.
  • Up to $5,000 non-repayable grant.
  • Not limited to first-time buyers.
  • Disbursed at closing to title agency.
  • Helps cover lender requirements and closing costs.
  • Funding comes from City of Sandusky (Housing Development & Beautification Program).

How much assistance does it provide?

City of Sandusky Home Purchase Assistance offers up to $5,000 in assistance.

  • Amounts are the program's published maximums, not an offer — City of Sandusky Department of Community Development determines any individual award.

Do you have to pay it back?

City of Sandusky Home Purchase Assistance is structured as a grant, so it is not repaid.

  • Repayment is triggered by None - grant disbursed to title agency at closing.
  • The assistance is recorded in None (grant) position.
  • Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

City of Sandusky Home Purchase Assistance is open to buyers who will live in the home as their primary residence.

The program requires

  • The home is occupied as a primary residence
  • Residency: Property must be within the City of Sandusky boundaries and owner-occupied
  • DRAFT (dpa-gap-finder 2026-06-12): pending review. Required: Purchase Agreement, Loan Estimate, Owner Occupancy Affidavit, W-9. Grant shown on settlement statement; excess applied to loan principal. No income limit or credit score stated on the official Home Purchase Assistance page (see 2026 Guidelines PDF).

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

What kind of home can it be used for?

City of Sandusky Home Purchase Assistance can be used for Single Family and 2-4 Unit.

  • New construction is eligible.

Where does it apply?

City of Sandusky Home Purchase Assistance serves buyers purchasing in Sandusky, Ohio.

How do you apply?

Applications for City of Sandusky Home Purchase Assistance go through City of Sandusky Department of Community Development, which publishes the current terms and the application steps on its own site.

  1. Contact City of Sandusky Department of Community Development to reserve funds

    Funds are reserved through Annual program; applications typically open the first Monday in February (2026 cycle anticipated Feb 2, 2026), and are subject to availability.

  2. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.

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