Habitat for Humanity of Findlay/Hancock County Homeownership Program

Habitat for Humanity of Findlay/Hancock County Homeownership Program is a first mortgage for homebuyers in Findlay, Ohio, administered by Habitat for Humanity of Findlay/Hancock County. Habitat for Humanity of Findlay/Hancock County partners with income-qualified families to build or rehabilitate a home in Hancock County and sell it with a 0% interest mortgage. Mortgage terms run 20-30 years; monthly payments (incl. taxes/insurance) are normally $450-$600. Families complete 400+ sweat-equity hours and required monthly education classes before closing. 0% interest first mortgage. Monthly payment normally $450-$600 incl. taxes/insurance. 20-30 year term scaled to income. Free homeownership/financial education. Funding comes from Habitat affiliate (donations, recycled mortgage payments, volunteer labor).

Habitat for Humanity of Findlay/Hancock County Homeownership Program is a first mortgage and is repaid under the terms set by Habitat for Humanity of Findlay/Hancock County. The assistance is recorded in First position. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Habitat for Humanity of Findlay/Hancock County Homeownership Program is open to homebuyers who will live in the home as their primary residence. On credit, the program states: No credit score pulled; a credit report is reviewed. A homebuyer education course is required, through Habitat for Humanity of Findlay/Hancock County (monthly homeownership and financial classes). Residency requirement: Must be willing to live in Hancock County (homes primarily in Findlay, usually Findlay City School District). Citizenship or immigration status: U.S. citizen.

Habitat for Humanity of Findlay/Hancock County Homeownership Program sets its income limit as follows: Family gross monthly income between $2,191 and $4,480 (approx. $26,292-$53,760/yr), assessed by household. The limit applies to total household income, not only the borrower’s. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

Habitat for Humanity of Findlay/Hancock County Homeownership Program can be used for Single Family. New construction is eligible. Manufactured homes are not eligible.

Habitat for Humanity of Findlay/Hancock County Homeownership Program serves homebuyers purchasing in Findlay, Ohio.

Applications for Habitat for Humanity of Findlay/Hancock County Homeownership Program go through Habitat for Humanity of Findlay/Hancock County, which publishes the current terms and the application steps on its own site. Funds are reserved through Applications accepted only during two six-week windows per year (2026 windows TBA). Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.