Toledo Police Next Door (TPND)

What is Toledo Police Next Door (TPND)?

Toledo Police Next Door (TPND) is a silent second mortgage for homebuyers in Toledo, Ohio, administered by NeighborWorks Toledo Region (Neighborhood Housing Services of Toledo, Inc.).

• Toledo Police Next Door is a privately funded down payment assistance program offering full-time sworn Toledo Police officers a $25,000 incentive to buy a home within the City of Toledo. The assistance is a second mortgage requiring no payments, fully forgiven after 5 years of owner-occupancy. Applicants must have served at least one year as a full-time sworn officer and occupy the home as their principal residence.
• $25,000 down payment assistance.
• No monthly payments.
• Fully forgiven after 5 years.
• Available anywhere in Toledo city limits.
• Privately funded.
• Funding comes from Privately funded ($540,000 in private donations over the first three years).

How much assistance does it provide?

Toledo Police Next Door (TPND) offers up to $25,000 in assistance.

• Amounts are the program's published maximums, not an offer — NeighborWorks Toledo Region (Neighborhood Housing Services of Toledo, Inc.) determines any individual award.

Do you have to pay it back?

Toledo Police Next Door (TPND) is forgiven after 5 years, so a buyer who stays that long does not repay it.

• Repayment is triggered by No payments required; forgiven after 5 years of owner-occupancy. Granted as a second mortgage requiring no payments.
• The assistance is recorded in Second position.
• Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Toledo Police Next Door (TPND) is open to buyers who will live in the home as their primary residence.

Is there eligibility for specific groups?

Toledo Police Next Door (TPND) names law enforcement officers among the groups it serves.

• The program is also limited to employees of Toledo Police Department (full-time sworn officers).
• Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Where does it apply?

Toledo Police Next Door (TPND) serves buyers purchasing in Toledo, Ohio.

How do you apply?

Applications for Toledo Police Next Door (TPND) go through NeighborWorks Toledo Region (Neighborhood Housing Services of Toledo, Inc.), which publishes the current terms and the application steps on its own site.

1. 1

   Contact NeighborWorks Toledo Region (Neighborhood Housing Services of Toledo, Inc.) to reserve funds

   Funds are reserved with the provider and are subject to availability.

2. 2

   Work with a lender who handles the program

   Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.