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Butler County First Time Homebuyer Down Payment & Closing Cost Assistance Program

Housing Authority of the County of Butler (HACB) - Resident Initiatives · Butler County, Pennsylvania

Last verified
Assistance

$5,000

The maximum the program publishes — not an offer

Repayment

Grant

Not repaid

What is Butler County First Time Homebuyer Down Payment & Closing Cost Assistance Program?

Butler County First Time Homebuyer Down Payment & Closing Cost Assistance Program is a grant for homebuyers in Butler County, Pennsylvania, administered by Housing Authority of the County of Butler (HACB) - Resident Initiatives.

  • HACB's First Time Homebuyer Down Payment and Closing Cost Assistance Program matches a buyer's contribution dollar-for-dollar up to 50% of total down payment/closing costs, not to exceed $5,000. The participant must contribute at least 1% (remainder may be a gift). PHFA-sponsored; open to the public.
  • Up to $5,000 matched DPA (dollar-for-dollar, up to 50% of costs).
  • open to the public.
  • PHFA-sponsored.

How much assistance does it provide?

Butler County First Time Homebuyer Down Payment & Closing Cost Assistance Program offers up to $5,000 in assistance.

  • Award tiers: Dollar-for-dollar match of buyer contribution, up to 50% of total down payment/closing costs, not to exceed $5,000. Participant must contribute at least 1% (remainder may be a gift).
  • The program asks buyers to contribute 1% of total down payment/closing costs from participant.
  • Amounts are the program's published maximums, not an offer — Housing Authority of the County of Butler (HACB) - Resident Initiatives determines any individual award.

Do you have to pay it back?

Butler County First Time Homebuyer Down Payment & Closing Cost Assistance Program is structured as a grant, so it is not repaid.

  • Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Butler County First Time Homebuyer Down Payment & Closing Cost Assistance Program is open to first-time homebuyers and buyers who will live in the home as their primary residence.

The program requires

  • First-time homebuyer — the program sets its own definition
  • The home is occupied as a primary residence
  • A completed homebuyer education course, through HACB pre-purchase homeownership counseling and homebuyer education
  • Residency: Open to the public (Butler County program)
  • DRAFT (dpa-gap-finder 2026-06-14): pending review. Participant must contribute at least 1% of costs; pre-purchase counseling required; PHFA-sponsored. Detailed income/purchase-price limits not published on source.

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

What are the income limits?

Butler County First Time Homebuyer Down Payment & Closing Cost Assistance Program sets its income limit as follows: Low- to moderate-income households (specific limits not published online; verify with HACB Resident Initiatives).

  • Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

Where does it apply?

Butler County First Time Homebuyer Down Payment & Closing Cost Assistance Program serves buyers purchasing in Butler County, Pennsylvania.

How do you apply?

Applications for Butler County First Time Homebuyer Down Payment & Closing Cost Assistance Program go through Housing Authority of the County of Butler (HACB) - Resident Initiatives, which publishes the current terms and the application steps on its own site.

  1. Take a homebuyer education course

    Required by the program, through HACB pre-purchase homeownership counseling and homebuyer education.

  2. Contact Housing Authority of the County of Butler (HACB) - Resident Initiatives to reserve funds

    Funds are reserved with the provider and are subject to availability.

  3. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.

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Butler County First Time Homebuyer Down Payment & Closing Cost Assistance Program, explained

A short, free course on Butler County First Time Homebuyer Down Payment & Closing Cost Assistance Program: what it is, who it is for, whether it has to be paid back, where it applies and how to apply. Based on program data from August 2026. About ten minutes.

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