Butler County First Time Homebuyer Down Payment & Closing Cost Assistance Program
Butler County First Time Homebuyer Down Payment & Closing Cost Assistance Program is a grant for homebuyers in Butler County, Pennsylvania, administered by Housing Authority of the County of Butler (HACB) - Resident Initiatives.
The program asks for
- First-time homebuyer — the program sets its own definition
- The home is occupied as a primary residence
- A completed homebuyer education course, through HACB pre-purchase homeownership counseling and homebuyer education
- Residency: Open to the public (Butler County program)
- Participant must contribute at least 1% of costs; pre-purchase counseling required; PHFA-sponsored. Detailed income/purchase-price limits not published on source.
- A home in Butler County
It doesn’t cover
- Homes outside Butler County
These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.
Where it applies
Butler County’s homesThe homes in Butler County
- 69.5% single-familysingle-family
- 8.2% townhousetownhouse
- 5.6% 2–4 units2–4 units
- 9.9% 5+ unitscondo & apartment buildings (5+ units)
- 6.9% mobile & othermobile home & other
$294,200
Butler County median home value
50.2%
built before 1980
U.S. Census Bureau, ACS 2024 5-year. More about buying in Butler County
How to apply
How to applyThree steps, in this order
Take a homebuyer education course
Required by the program, through HACB pre-purchase homeownership counseling and homebuyer education.
Contact Housing Authority of the County of Butler (HACB) - Resident Initiatives to reserve funds
Funds are reserved with the provider and are subject to availability.
Work with a lender who handles the program
Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.
Questions about this program
What is Butler County First Time Homebuyer Down Payment & Closing Cost Assistance Program?
Butler County First Time Homebuyer Down Payment & Closing Cost Assistance Program is a grant for homebuyers in Butler County, Pennsylvania, administered by Housing Authority of the County of Butler (HACB) - Resident Initiatives. HACB's First Time Homebuyer Down Payment and Closing Cost Assistance Program matches a buyer's contribution dollar-for-dollar up to 50% of total down payment/closing costs, not to exceed $5,000. The participant must contribute at least 1% (remainder may be a gift). PHFA-sponsored; open to the public. Up to $5,000 matched DPA (dollar-for-dollar, up to 50% of costs). open to the public. PHFA-sponsored.
How much assistance does it provide?
Butler County First Time Homebuyer Down Payment & Closing Cost Assistance Program offers up to $5,000 in assistance. Award tiers: Dollar-for-dollar match of buyer contribution, up to 50% of total down payment/closing costs, not to exceed $5,000. Participant must contribute at least 1% (remainder may be a gift). The program asks homebuyers to contribute 1% of total down payment/closing costs from participant. Amounts are the program's published maximums, not an offer — Housing Authority of the County of Butler (HACB) - Resident Initiatives determines any individual award.
Do you have to pay it back?
Butler County First Time Homebuyer Down Payment & Closing Cost Assistance Program is structured as a grant, so it is not repaid. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.
Who qualifies?
Butler County First Time Homebuyer Down Payment & Closing Cost Assistance Program is open to first-time homebuyers and homebuyers who will live in the home as their primary residence. "First-time homebuyer" usually means not having owned a home in the last three years, but the program sets its own definition. A homebuyer education course is required, through HACB pre-purchase homeownership counseling and homebuyer education. Residency requirement: Open to the public (Butler County program). Participant must contribute at least 1% of costs; pre-purchase counseling required; PHFA-sponsored. Detailed income/purchase-price limits not published on source.
What are the income limits?
Butler County First Time Homebuyer Down Payment & Closing Cost Assistance Program sets its income limit as follows: Low- to moderate-income households (specific limits not published online; verify with HACB Resident Initiatives). Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.
Where does it apply?
Butler County First Time Homebuyer Down Payment & Closing Cost Assistance Program serves homebuyers purchasing in Butler County, Pennsylvania.
How do you apply?
Applications for Butler County First Time Homebuyer Down Payment & Closing Cost Assistance Program go through Housing Authority of the County of Butler (HACB) - Resident Initiatives, which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.
Also for Butler County homebuyersOther programs open to Butler County homebuyers
- First Time Homebuyer Down Payment & Closing Cost Assistance ProgramDeferred
- First Front Door (FFD)Up to $15,000
- Keystone Advantage Assistance Loan ProgramUp to $6,000
Whether two programs can be combined is up to each agency. Ask before you apply.
All 69 programs for Butler CountyProgram terms are set by Housing Authority of the County of Butler (HACB) - Resident Initiatives and can change; confirm on the official site before you apply.