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Butler County First Time Homebuyer Down Payment & Closing Cost Assistance Program

Butler County First Time Homebuyer Down Payment & Closing Cost Assistance Program is a grant for homebuyers in Butler County, Pennsylvania, administered by Housing Authority of the County of Butler (HACB) - Resident Initiatives.

Last verified Source: Housing Authority of the County of Butler (HACB) - Resident Initiatives

The program asks for

  • First-time homebuyer — the program sets its own definition
  • The home is occupied as a primary residence
  • A completed homebuyer education course, through HACB pre-purchase homeownership counseling and homebuyer education
  • Residency: Open to the public (Butler County program)
  • Participant must contribute at least 1% of costs; pre-purchase counseling required; PHFA-sponsored. Detailed income/purchase-price limits not published on source.
  • A home in Butler County

It doesn’t cover

  • Homes outside Butler County

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

Where it applies

Butler County’s homes

  • 69.5% single-family
  • 8.2% townhouse
  • 5.6% 2–4 units
  • 9.9% 5+ units
  • 6.9% mobile & other

$294,200

Butler County median home value

50.2%

built before 1980

U.S. Census Bureau, ACS 2024 5-year. More about buying in Butler County

How to apply

  1. Take a homebuyer education course

    Required by the program, through HACB pre-purchase homeownership counseling and homebuyer education.

  2. Contact Housing Authority of the County of Butler (HACB) - Resident Initiatives to reserve funds

    Funds are reserved with the provider and are subject to availability.

  3. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.

Questions about this program

What is Butler County First Time Homebuyer Down Payment & Closing Cost Assistance Program?

Butler County First Time Homebuyer Down Payment & Closing Cost Assistance Program is a grant for homebuyers in Butler County, Pennsylvania, administered by Housing Authority of the County of Butler (HACB) - Resident Initiatives. HACB's First Time Homebuyer Down Payment and Closing Cost Assistance Program matches a buyer's contribution dollar-for-dollar up to 50% of total down payment/closing costs, not to exceed $5,000. The participant must contribute at least 1% (remainder may be a gift). PHFA-sponsored; open to the public. Up to $5,000 matched DPA (dollar-for-dollar, up to 50% of costs). open to the public. PHFA-sponsored.

How much assistance does it provide?

Butler County First Time Homebuyer Down Payment & Closing Cost Assistance Program offers up to $5,000 in assistance. Award tiers: Dollar-for-dollar match of buyer contribution, up to 50% of total down payment/closing costs, not to exceed $5,000. Participant must contribute at least 1% (remainder may be a gift). The program asks homebuyers to contribute 1% of total down payment/closing costs from participant. Amounts are the program's published maximums, not an offer — Housing Authority of the County of Butler (HACB) - Resident Initiatives determines any individual award.

Do you have to pay it back?

Butler County First Time Homebuyer Down Payment & Closing Cost Assistance Program is structured as a grant, so it is not repaid. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Butler County First Time Homebuyer Down Payment & Closing Cost Assistance Program is open to first-time homebuyers and homebuyers who will live in the home as their primary residence. "First-time homebuyer" usually means not having owned a home in the last three years, but the program sets its own definition. A homebuyer education course is required, through HACB pre-purchase homeownership counseling and homebuyer education. Residency requirement: Open to the public (Butler County program). Participant must contribute at least 1% of costs; pre-purchase counseling required; PHFA-sponsored. Detailed income/purchase-price limits not published on source.

What are the income limits?

Butler County First Time Homebuyer Down Payment & Closing Cost Assistance Program sets its income limit as follows: Low- to moderate-income households (specific limits not published online; verify with HACB Resident Initiatives). Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

Where does it apply?

Butler County First Time Homebuyer Down Payment & Closing Cost Assistance Program serves homebuyers purchasing in Butler County, Pennsylvania.

How do you apply?

Applications for Butler County First Time Homebuyer Down Payment & Closing Cost Assistance Program go through Housing Authority of the County of Butler (HACB) - Resident Initiatives, which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.

Program terms are set by Housing Authority of the County of Butler (HACB) - Resident Initiatives and can change; confirm on the official site before you apply.