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Community Action Partnership of Mercer County Assets Match Program

Community Action Partnership of Mercer County Assets Match Program is down payment assistance for homebuyers in Sharon, Pennsylvania, administered by Community Action Partnership of Mercer County (CAPMC).

Last verified Source: Community Action Partnership of Mercer County (CAPMC)

The program asks for

  • First-time homebuyer — the program sets its own definition
  • The home is occupied as a primary residence
  • A completed homebuyer education course, through Community Action Partnership of Mercer County housing counseling / homebuyer education
  • Residency: Serves Mercer County, PA (CAPMC office in Sharon)
  • NOTE: assistance_type mapped to 'other' (matched-savings/IDA structure). Three-phase program requiring housing counseling and a matched savings account. GAPS: income limits, application/intake process, match ratio, eligible-use restrictions, and minimum savings period not published on CAPMC's site; confirm with CAPMC Housing Services before relying on this record.
  • A home in Mercer County

It doesn’t cover

  • Manufactured homes
  • New construction
  • Homes outside Mercer County

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

Where it applies

Mercer County’s homes

  • 75% single-family
  • 2.7% townhouse
  • 6.5% 2–4 units
  • 8.8% 5+ units
  • 7% mobile & other

A tick marks a kind of home the program’s record lists. The agency confirms it for the home you choose.

$164,000

Mercer County median home value

72.5%

built before 1980

U.S. Census Bureau, ACS 2024 5-year. More about buying in Mercer County

How to apply

  1. Take a homebuyer education course

    Required by the program, through Community Action Partnership of Mercer County housing counseling / homebuyer education.

  2. Contact Community Action Partnership of Mercer County (CAPMC) to reserve funds

    Funds are reserved with the provider and are subject to availability.

  3. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.

Questions about this program

What is Community Action Partnership of Mercer County Assets Match Program?

Community Action Partnership of Mercer County Assets Match Program is down payment assistance for homebuyers in Sharon, Pennsylvania, administered by Community Action Partnership of Mercer County (CAPMC). The Community Action Partnership of Mercer County (CAPMC) Assets Match Program is a three-phase program that provides housing counseling and an opportunity for prospective homebuyers in Mercer County to have their savings for a home matched by the program, up to $5,000. The program received a $75,000 PHARE award announced June 2026. Up to $5,000 savings match toward home purchase. Housing counseling included. Three-phase savings-building structure. Funding comes from Pennsylvania Housing Affordability and Rehabilitation Enhancement (PHARE) fund, administered via CAPMC.

How much assistance does it provide?

Community Action Partnership of Mercer County Assets Match Program offers up to $5,000 in assistance. The program can be combined with other assistance, subject to the rules of each. Amounts are the program's published maximums, not an offer — Community Action Partnership of Mercer County (CAPMC) determines any individual award.

Do you have to pay it back?

Community Action Partnership of Mercer County Assets Match Program is down payment assistance and is repaid under the terms set by Community Action Partnership of Mercer County (CAPMC). Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Community Action Partnership of Mercer County Assets Match Program is open to first-time homebuyers and homebuyers who will live in the home as their primary residence. "First-time homebuyer" usually means not having owned a home in the last three years, but the program sets its own definition. A homebuyer education course is required, through Community Action Partnership of Mercer County housing counseling / homebuyer education. Residency requirement: Serves Mercer County, PA (CAPMC office in Sharon). NOTE: assistance_type mapped to 'other' (matched-savings/IDA structure). Three-phase program requiring housing counseling and a matched savings account. GAPS: income limits, application/intake process, match ratio, eligible-use restrictions, and minimum savings period not published on CAPMC's site; confirm with CAPMC Housing Services before relying on this record.

What kind of home can it be used for?

Community Action Partnership of Mercer County Assets Match Program can be used for Single Family. New construction is not eligible. Manufactured homes are not eligible.

Where does it apply?

Community Action Partnership of Mercer County Assets Match Program serves homebuyers purchasing in Sharon, Pennsylvania.

How do you apply?

Applications for Community Action Partnership of Mercer County Assets Match Program go through Community Action Partnership of Mercer County (CAPMC), which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.

Also for Mercer County homebuyers

Whether two programs can be combined is up to each agency. Ask before you apply.

All 68 programs for Mercer County

Program terms are set by Community Action Partnership of Mercer County (CAPMC) and can change; confirm on the official site before you apply.