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Community Action Partnership of Mercer County Assets Match Program

Community Action Partnership of Mercer County (CAPMC) · Sharon, Pennsylvania

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Assistance

$5,000

The maximum the program publishes — not an offer

What is Community Action Partnership of Mercer County Assets Match Program?

Community Action Partnership of Mercer County Assets Match Program is down payment assistance for homebuyers in Sharon, Pennsylvania, administered by Community Action Partnership of Mercer County (CAPMC).

  • The Community Action Partnership of Mercer County (CAPMC) Assets Match Program is a three-phase program that provides housing counseling and an opportunity for prospective homebuyers in Mercer County to have their savings for a home matched by the program, up to $5,000. The program received a $75,000 PHARE award announced June 2026.
  • Up to $5,000 savings match toward home purchase.
  • Housing counseling included.
  • Three-phase savings-building structure.
  • Funding comes from Pennsylvania Housing Affordability and Rehabilitation Enhancement (PHARE) fund, administered via CAPMC.

How much assistance does it provide?

Community Action Partnership of Mercer County Assets Match Program offers up to $5,000 in assistance.

  • The program can be combined with other assistance, subject to the rules of each.
  • Amounts are the program's published maximums, not an offer — Community Action Partnership of Mercer County (CAPMC) determines any individual award.

Do you have to pay it back?

Community Action Partnership of Mercer County Assets Match Program is down payment assistance and is repaid under the terms set by Community Action Partnership of Mercer County (CAPMC).

  • Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Community Action Partnership of Mercer County Assets Match Program is open to first-time homebuyers and buyers who will live in the home as their primary residence.

The program requires

  • First-time homebuyer — the program sets its own definition
  • The home is occupied as a primary residence
  • A completed homebuyer education course, through Community Action Partnership of Mercer County housing counseling / homebuyer education
  • Residency: Serves Mercer County, PA (CAPMC office in Sharon)
  • DRAFT NOTE: assistance_type mapped to 'other' (matched-savings/IDA structure). Three-phase program requiring housing counseling and a matched savings account. GAPS: income limits, application/intake process, match ratio, eligible-use restrictions, and minimum savings period not published on CAPMC's site; confirm with CAPMC Housing Services before relying on this record.

The program excludes

  • Manufactured homes
  • New construction

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

What kind of home can it be used for?

Community Action Partnership of Mercer County Assets Match Program can be used for Single Family.

  • New construction is not eligible.
  • Manufactured homes are not eligible.

Where does it apply?

Community Action Partnership of Mercer County Assets Match Program serves buyers purchasing in Sharon, Pennsylvania.

How do you apply?

Applications for Community Action Partnership of Mercer County Assets Match Program go through Community Action Partnership of Mercer County (CAPMC), which publishes the current terms and the application steps on its own site.

  1. Take a homebuyer education course

    Required by the program, through Community Action Partnership of Mercer County housing counseling / homebuyer education.

  2. Contact Community Action Partnership of Mercer County (CAPMC) to reserve funds

    Funds are reserved with the provider and are subject to availability.

  3. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.

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