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County program

Washington County Habitat for Humanity Homeownership Program

Washington County Habitat for Humanity Homeownership Program is down payment assistance for homebuyers in Washington, Pennsylvania, administered by Washington County Habitat for Humanity.

Last verified Source: Washington County Habitat for Humanity

The program asks for

  • First-time homebuyer — the program sets its own definition
  • The home is occupied as a primary residence
  • A completed homebuyer education course
  • Residency: Serves families in Washington County, PA
  • Verified active PA affiliate (distinct from the Maryland habitat-wc.org affiliate). Detailed eligibility pages are Cloudflare-protected, so min credit score, income limits, max household size, and sweat-equity hours are left BLANK rather than guessed. Apply via the website 'To Apply' button or the East Maiden Street office.
  • A home in Washington County

It doesn’t cover

  • Homes outside Washington County

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

Where it applies

Washington County’s homes

  • 73.6% single-family
  • 7.2% townhouse
  • 5.6% 2–4 units
  • 8% 5+ units
  • 5.5% mobile & other

A tick marks a kind of home the program’s record lists. The agency confirms it for the home you choose.

$228,500

Washington County median home value

66.2%

built before 1980

U.S. Census Bureau, ACS 2024 5-year. More about buying in Washington County

How to apply

  1. Take a homebuyer education course

    Required by the program before funds are reserved.

  2. Contact Washington County Habitat for Humanity to reserve funds

    Funds are reserved with the provider and are subject to availability.

  3. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.

Questions about this program

What is Washington County Habitat for Humanity Homeownership Program?

Washington County Habitat for Humanity Homeownership Program is down payment assistance for homebuyers in Washington, Pennsylvania, administered by Washington County Habitat for Humanity. Since 1989, Washington County Habitat for Humanity has helped Southwest Pennsylvania families achieve safe, decent, affordable housing. Using volunteer labor and donated money and materials, Habitat builds simple houses sold to partner families with a no-profit, zero-percent mortgage. Families qualify based on need, willingness to partner (sweat equity), and ability to pay, with a credit check, application, document verification, and a Family Selection Committee interview. 0% interest mortgage. No-profit sale price. Built with volunteer labor and donated materials. Family Selection Committee support. Funding comes from Donations of money and materials; volunteer labor; individual and corporate donors.

Do you have to pay it back?

Washington County Habitat for Humanity Homeownership Program is down payment assistance and is repaid under the terms set by Washington County Habitat for Humanity. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Washington County Habitat for Humanity Homeownership Program is open to first-time homebuyers and homebuyers who will live in the home as their primary residence. "First-time homebuyer" usually means not having owned a home in the last three years, but the program sets its own definition. A homebuyer education course is required. Residency requirement: Serves families in Washington County, PA. Verified active PA affiliate (distinct from the Maryland habitat-wc.org affiliate). Detailed eligibility pages are Cloudflare-protected, so min credit score, income limits, max household size, and sweat-equity hours are left BLANK rather than guessed. Apply via the website 'To Apply' button or the East Maiden Street office.

What kind of home can it be used for?

Washington County Habitat for Humanity Homeownership Program can be used for Single Family. New construction is eligible.

Where does it apply?

Washington County Habitat for Humanity Homeownership Program serves homebuyers purchasing in Washington, Pennsylvania.

How do you apply?

Applications for Washington County Habitat for Humanity Homeownership Program go through Washington County Habitat for Humanity, which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.

Also for Washington County homebuyers

Whether two programs can be combined is up to each agency. Ask before you apply.

All 70 programs for Washington County

Program terms are set by Washington County Habitat for Humanity and can change; confirm on the official site before you apply.