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Washington County Habitat for Humanity Homeownership Program

Washington County Habitat for Humanity · Washington, Pennsylvania

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What is Washington County Habitat for Humanity Homeownership Program?

Washington County Habitat for Humanity Homeownership Program is down payment assistance for homebuyers in Washington, Pennsylvania, administered by Washington County Habitat for Humanity.

  • Since 1989, Washington County Habitat for Humanity has helped Southwest Pennsylvania families achieve safe, decent, affordable housing. Using volunteer labor and donated money and materials, Habitat builds simple houses sold to partner families with a no-profit, zero-percent mortgage. Families qualify based on need, willingness to partner (sweat equity), and ability to pay, with a credit check, application, document verification, and a Family Selection Committee interview.
  • 0% interest mortgage.
  • No-profit sale price.
  • Built with volunteer labor and donated materials.
  • Family Selection Committee support.
  • Funding comes from Donations of money and materials; volunteer labor; individual and corporate donors.

Do you have to pay it back?

Washington County Habitat for Humanity Homeownership Program is down payment assistance and is repaid under the terms set by Washington County Habitat for Humanity.

  • Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Washington County Habitat for Humanity Homeownership Program is open to first-time homebuyers and buyers who will live in the home as their primary residence.

The program requires

  • First-time homebuyer — the program sets its own definition
  • The home is occupied as a primary residence
  • A completed homebuyer education course
  • Residency: Serves families in Washington County, PA
  • DRAFT (dpa-gap-finder 2026-06-14): pending review. Verified active PA affiliate (distinct from the Maryland habitat-wc.org affiliate). Detailed eligibility pages are Cloudflare-protected, so min credit score, income limits, max household size, and sweat-equity hours are left BLANK rather than guessed. Apply via the website 'To Apply' button or the East Maiden Street office. Whether a cycle is currently open could not be confirmed from accessible pages.

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

What kind of home can it be used for?

Washington County Habitat for Humanity Homeownership Program can be used for Single Family.

  • New construction is eligible.

Where does it apply?

Washington County Habitat for Humanity Homeownership Program serves buyers purchasing in Washington, Pennsylvania.

How do you apply?

Applications for Washington County Habitat for Humanity Homeownership Program go through Washington County Habitat for Humanity, which publishes the current terms and the application steps on its own site.

  1. Take a homebuyer education course

    Required by the program before funds are reserved.

  2. Contact Washington County Habitat for Humanity to reserve funds

    Funds are reserved with the provider and are subject to availability.

  3. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.

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