CNE Down Payment Assistance (Regional)
Chattanooga Neighborhood Lending (CNE / Chattanooga Neighborhood Enterprise)
Second mortgage · New construction · Income limits
Down payment assistance
65 programs a Hamilton County buyer could use — grants, forgivable loans, and tax credits. Free to explore, no SSN, no credit pull.
Free forever · No credit pull · 90 seconds
Programs available
Open to first-time buyers
Forgivable
Largest award
Chattanooga Neighborhood Lending (CNE / Chattanooga Neighborhood Enterprise)
Second mortgage · New construction · Income limits
City of Chattanooga, Department of Economic & Community Development
Forgivable loan · Forgiven over 30 yrs · Income limits
Forgivable loan · Forgiven over 10 yrs · Income limits
Forgivable loan · Forgiven over 5 yrs · Income limits
Habitat for Humanity of Greater Chattanooga Area
First mortgage · New construction · Income limits
First mortgage · New construction · Income limits
The Housing Fund, Inc.
Repayable second loan · Income limits
Federal Home Loan Bank of Cincinnati (via member financial institutions in TN)
Assistance grant · Forgiven over 5 yrs · Income limits
Tennessee Housing Development Agency (THDA)
Second mortgage · Income limits
Forgivable loan · Forgiven over 30 yrs · Income limits
Deferred second loan · New construction · Income limits
Assistance grant · New construction · Income limits
Deferred second loan · New construction · Income limits
Assistance grant · New construction · Income limits
Deferred second loan · New construction · Income limits
The Housing Fund (CDFI)
Shared-appreciation loan · Income limits
Assistance grant · Income limits
Deferred second loan · Forgiven over 3 yrs · Income limits
Deferred second loan · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant
Forgivable loan · Forgiven over 5 yrs · Income limits
Deferred second loan · Income limits
Deferred second loan · Income limits
Assistance grant · Income limits
Forgivable loan · Forgiven over 3 yrs · Income limits
Assistance grant
Forgivable loan · Forgiven over 5 yrs · Income limits
Deferred second loan · Income limits
Forgivable loan · Forgiven over 3 yrs · Income limits
Deferred second loan · Income limits
Assistance grant · New construction
Assistance grant · New construction
Forgivable loan · Forgiven over 3 yrs · Income limits
Assistance grant · Income limits
Assistance grant · New construction · Income limits
Assistance grant
Assistance grant
Assistance grant
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Deferred second loan · Income limits
Forgivable loan · Forgiven over 3 yrs · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant
Deferred second loan · Income limits
Assistance grant
Assistance grant
Assistance grant · Forgiven over 3 yrs · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
USDA Rural Development (Vermont/New Hampshire State Office)
First mortgage · New construction · Income limits
90-second match
Answer 9 questions and we'll match you to every program you can actually use — in about 90 seconds. No SSN, no credit pull.
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