Northeast Tennessee Virginia HOME Consortium Affordable Home-Ownership Program
Deferred second loan · Income limits
See details Jul 2026
Down payment assistance · Tennessee
Buying a home in Sullivan County, TN
1 county-wide program, plus 11 statewide and 62 nationwide.Sullivan has 1 program that covers the whole county. On top of those, 11 statewide and 62 nationwide programs are open here. Start with your city or ZIP to see which apply to the home you want.
Free · No credit pull · No SSN
Anywhere in SullivanAnywhere in Sullivan County
1 program for every Sullivan address1 program that covers every Sullivan address
It is for first-time homebuyers.This is run for the whole county, so a home in Kingsport, Bristol or Bloomingdale can use it. It is for first-time homebuyers.
The Sullivan marketThe Sullivan housing market
Kinds of homes hereWhat kinds of homes are here, and what the programs accept
Kinds of homes in Sullivan
- 70.2% single-familysingle-family
- 2.5% townhousetownhouse
- 5.9% 2–4 units2–4 units
- 10.9% 5+ unitscondo & apartment buildings (5+ units)
- 10.5% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Sullivan’s homes were built
pre-19401970s2020+
55%
of Sullivan homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$81,800
HUD area median income, 4 people (FY2026)HUD area median income, Sullivan County, 4-person household (FY2026)
$58,807
Median household income (ACS 2024 5-year)Median household income in Sullivan (Census ACS 2024 5-year)
72.1%
of occupied homes are owner-occupied (Tennessee: 66.9%)
The two income figures measure different things. HUD’s area median income is the one programs use. 13 of the 74 programs here set their income limit as a share of Sullivan County’s area median income, adjusted for household size. See the published limits for Sullivan County
Free help in SullivanFree help in Sullivan
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
Find my counselor
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8 cities and placesA to Z
All cities in Sullivan CountyAll 8 cities and places in Sullivan County
Sullivan questions
Can I use a county program anywhere in Sullivan?
The 1 county-wide program cover homes anywhere in the county. City programs are only for homes inside that city’s limits. Each agency sets its own rules, so confirm on the program’s official site.
Can I combine a county program with a city program?
Sometimes. Combining ("stacking") programs is set by each administering agency, and some do not allow a second program on the same home. Each program’s page links to the agency that can say.
What is the area median income in Sullivan County?
HUD publishes it once a year; the 2026 four-person figure is shown above. Programs set their limits as a share of it, adjusted for household size, and the published limits page lists each one.
Do Sullivan programs accept condos?
Each program sets which kinds of homes it accepts; the program’s page lists them where the agency publishes them.
Where can I take a homebuyer class in Sullivan?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
Keep exploring
Sources
Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024), tables B01003, B25077, B25003, B25024, B25034, B25035, B19013. Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.