Down payment assistance · Virginia
Buying a home in Fredericksburg County, VA
6 statewide and 62 nationwide.Fredericksburg has no program that covers the whole county. On top of those, 6 statewide and 62 nationwide programs are open here. Start with your city or ZIP to see which apply to the home you want.
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Free help in FredericksburgFree help in Fredericksburg
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
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1 city and placeA to Z
All cities in Fredericksburg CountyAll 1 city and place in Fredericksburg County
has a program of its own
Fredericksburg questions
Can I use a county program anywhere in Fredericksburg?
No program here is listed as covering all of Fredericksburg County. City programs are only for homes inside that city’s limits. Each agency sets its own rules, so confirm on the program’s official site.
Can I combine a county program with a city program?
Sometimes. Combining ("stacking") programs is set by each administering agency, and some do not allow a second program on the same home. Each program’s page links to the agency that can say.
What is the area median income in Fredericksburg County?
HUD publishes it once a year, and programs set their limits as a share of it, adjusted for household size. The published limits page lists each one.
Do Fredericksburg programs accept condos?
Each program sets which kinds of homes it accepts; the program’s page lists them where the agency publishes them.
Where can I take a homebuyer class in Fredericksburg?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
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Sources
Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.