Habitat for Humanity, The Heart of Wyoming Homeownership Program

Habitat for Humanity, The Heart of Wyoming Homeownership Program is a first mortgage for homebuyers in Casper, Wyoming, administered by Habitat for Humanity, The Heart of Wyoming. A no-interest mortgage homeownership program for income-qualified Natrona County households. Homes are built by volunteers and sold with a no-profit, no-interest loan. Applicants are evaluated on ability to repay, housing need, and willingness to partner; the annual application cycle runs each July. No-interest, no-profit mortgage on a Habitat-built home.

Habitat for Humanity, The Heart of Wyoming Homeownership Program is a first mortgage and is repaid under the terms set by Habitat for Humanity, The Heart of Wyoming. The assistance is recorded in First position. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Habitat for Humanity, The Heart of Wyoming Homeownership Program is open to first-time homebuyers and homebuyers who will live in the home as their primary residence. "First-time homebuyer" usually means not having owned a home in the last three years, but the program sets its own definition. A homebuyer education course is required. Residency requirement: Lived or worked in Natrona County 1+ year. 150 hours sweat equity; $500 cash down payment before closing; lived/worked in Natrona County 1+ year; applications accepted only during the annual July cycle. Income-limit dollars in the published PDF.

Habitat for Humanity, The Heart of Wyoming Homeownership Program sets its income limit as follows: Income guidelines published annually (see Income Guidelines PDF); must meet financial qualifications. The limit applies to total household income, not only the borrower’s. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

Habitat for Humanity, The Heart of Wyoming Homeownership Program can be used for Single Family. New construction is eligible.

Habitat for Humanity, The Heart of Wyoming Homeownership Program serves homebuyers purchasing in Casper, Wyoming.

Applications for Habitat for Humanity, The Heart of Wyoming Homeownership Program go through Habitat for Humanity, The Heart of Wyoming, which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.