hey prescott.
See what you qualify for

Habitat for Humanity, The Heart of Wyoming Homeownership Program

Habitat for Humanity, The Heart of Wyoming · Casper, Wyoming

Last verified
See what you qualify forOfficial program site →

What is Habitat for Humanity, The Heart of Wyoming Homeownership Program?

Habitat for Humanity, The Heart of Wyoming Homeownership Program is a first mortgage for homebuyers in Casper, Wyoming, administered by Habitat for Humanity, The Heart of Wyoming.

  • A no-interest mortgage homeownership program for income-qualified Natrona County households. Homes are built by volunteers and sold with a no-profit, no-interest loan. Applicants are evaluated on ability to repay, housing need, and willingness to partner; the annual application cycle runs each July.
  • No-interest, no-profit mortgage on a Habitat-built home.

Do you have to pay it back?

Habitat for Humanity, The Heart of Wyoming Homeownership Program is a first mortgage and is repaid under the terms set by Habitat for Humanity, The Heart of Wyoming.

  • The assistance is recorded in First position.
  • Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Habitat for Humanity, The Heart of Wyoming Homeownership Program is open to first-time homebuyers and buyers who will live in the home as their primary residence.

The program requires

  • First-time homebuyer — the program sets its own definition
  • The home is occupied as a primary residence
  • A completed homebuyer education course
  • Residency: Lived or worked in Natrona County 1+ year
  • DRAFT (dpa-gap-finder 2026-06-14): pending review. 150 hours sweat equity; $500 cash down payment before closing; lived/worked in Natrona County 1+ year; applications accepted only during the annual July cycle. Income-limit dollars in the published PDF.

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

What are the income limits?

Habitat for Humanity, The Heart of Wyoming Homeownership Program sets its income limit as follows: Income guidelines published annually (see Income Guidelines PDF); must meet financial qualifications.

  • The limit applies to total household income, not only the borrower’s.
  • Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

Habitat for Humanity, The Heart of Wyoming Homeownership Program can be used for Single Family.

  • New construction is eligible.

Where does it apply?

Habitat for Humanity, The Heart of Wyoming Homeownership Program serves buyers purchasing in Casper, Wyoming.

How do you apply?

Applications for Habitat for Humanity, The Heart of Wyoming Homeownership Program go through Habitat for Humanity, The Heart of Wyoming, which publishes the current terms and the application steps on its own site.

  1. Take a homebuyer education course

    Required by the program before funds are reserved.

  2. Contact Habitat for Humanity, The Heart of Wyoming to reserve funds

    Funds are reserved with the provider and are subject to availability.

  3. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.

Other programs in Casper, Wyoming

See every program in Casper, Wyoming →

90-second match

Not sure which you qualify for?

Answer 9 questions and we'll match you to every program you can actually use — in about 90 seconds. No SSN, no credit pull.

Find my programs