HUD Section 184 Indian Home Loan Guarantee Program (Wyoming)

HUD Section 184 Indian Home Loan Guarantee Program (Wyoming) is a first mortgage for homebuyers in Statewide, Wyoming, administered by HUD Office of Native American Programs / Office of Loan Guarantee (via approved lenders). The Section 184 Indian Home Loan Guarantee Program is a home mortgage product for American Indian and Alaska Native families, tribes, and TDHEs, established by Congress in 1992. It offers a low down payment (2.25% over $50K; 1.25% under $50K) and flexible underwriting. Borrowers must be enrolled members of a federally recognized tribe. Available in select Wyoming counties including the Wind River Reservation area. Low down payment. Flexible underwriting. No annual guarantee fee (since July 2023). 1% upfront fee may be financed.

HUD Section 184 Indian Home Loan Guarantee Program (Wyoming) is a first mortgage and is repaid under the terms set by HUD Office of Native American Programs / Office of Loan Guarantee (via approved lenders). The assistance is recorded in First position. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

HUD Section 184 Indian Home Loan Guarantee Program (Wyoming) is open to homebuyers who will live in the home as their primary residence. Citizenship or immigration status: Enrolled member of a federally recognized tribe (enrollment verification required). Must be a currently enrolled member of a federally recognized tribe; apply with a HUD-approved Section 184 lender; coordinate with tribe and BIA if leasing tribal land.

HUD Section 184 Indian Home Loan Guarantee Program (Wyoming) can be used for Single Family and Manufactured. New construction is eligible. Manufactured homes are eligible.

HUD Section 184 Indian Home Loan Guarantee Program (Wyoming) names American Indian and Alaska Native homebuyers among the groups it serves. Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

HUD Section 184 Indian Home Loan Guarantee Program (Wyoming) serves homebuyers purchasing in Statewide, Wyoming.

Applications for HUD Section 184 Indian Home Loan Guarantee Program (Wyoming) go through HUD Office of Native American Programs / Office of Loan Guarantee (via approved lenders), which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.