Litchfield County Affordable Homeownership Program (LC-AHP)

Litchfield County Affordable Homeownership Program (LC-AHP) es un préstamo de plusvalía compartida para compradores de vivienda en Salisbury, Cornwall, Norfolk, Washington (scattered-site), Connecticut, a cargo de Litchfield County Center for Housing Opportunity (LCCHO, a program of The Housing Collective). A shared-equity / community land trust homeownership program coordinated by the Litchfield County Center for Housing Opportunity that built 10 new 3-bedroom homes on scattered sites in five Litchfield County towns. Homes are sold to income-eligible first-time buyers (at or below 100% county AMI) for $250,000-$300,000, a price that includes an embedded ~$25,000 forgivable down payment assistance loan. The land is owned by a local housing nonprofit and leased to the homeowner under a long-term ground lease with a resale formula. Brand-new energy-efficient 3BR home well below market. Embedded ~$25,000 forgivable DPA. Long-term affordability. Reduced property tax. Los fondos provienen de Connecticut Department of Housing, plus town and nonprofit contributions; construction loans by Capital for Change.

Litchfield County Affordable Homeownership Program (LC-AHP) ofrece hasta $25,000 de ayuda. Los montos son los máximos publicados por el programa, no una oferta: Litchfield County Center for Housing Opportunity (LCCHO, a program of The Housing Collective) determina cualquier ayuda individual.

Litchfield County Affordable Homeownership Program (LC-AHP) es un préstamo de plusvalía compartida y se reembolsa según los términos que fija Litchfield County Center for Housing Opportunity (LCCHO, a program of The Housing Collective). El reembolso se activa por Resale governed by ground-lease resale formula; home must be resold at a price affordable to a household at/below 100% AMI. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

Litchfield County Affordable Homeownership Program (LC-AHP) está abierto a compradores de vivienda por primera vez y compradores de vivienda que vivirán en la vivienda como su residencia principal. “Primera vez” tiene excepciones aquí: First-time buyer = no household member has had ownership interest in a principal residence during the past 3 years. Sobre el crédito, el programa indica: Not published; applicant must pre-qualify for a mortgage of at least $200,000. Active but nearly fully subscribed: as of source, only 1 home remains (16 Dark Entry Road, Cornwall), completing June 2026. Must submit a mortgage pre-qualification letter with the pre-application. Selection by lottery if multiple eligible applicants. Embedded DPA forgiveness/lien details not published - confirm via sample ground lease.

Litchfield County Affordable Homeownership Program (LC-AHP) limita el ingreso del hogar al 100% del ingreso mediano del área, que varía según el condado y el tamaño del hogar. Total gross annual household income at or below 100% of Litchfield County AMI (approx. $93,000 for a 2-person household per 2024 HOME limits); practical floor ~60% AMI to support the mortgage. El límite se aplica al ingreso total del hogar, no solo al del prestatario. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

Litchfield County Affordable Homeownership Program (LC-AHP) limita el precio de compra a $300,000. Los tipos de propiedad elegibles incluyen Single Family. La construcción nueva es elegible. Las viviendas prefabricadas no son elegibles.

Litchfield County Affordable Homeownership Program (LC-AHP) atiende a compradores de vivienda que compran en Salisbury, Cornwall, Norfolk, Washington (scattered-site), Connecticut. El programa se dirige a áreas específicas: Specific scattered-site addresses in Salisbury, Cornwall, Norfolk and Washington, CT (Litchfield County). Vecindarios prioritarios: Salisbury, Cornwall, Norfolk, Washington (CT).

Las solicitudes de Litchfield County Affordable Homeownership Program (LC-AHP) se tramitan a través de Litchfield County Center for Housing Opportunity (LCCHO, a program of The Housing Collective), que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Los fondos se reservan a través de Pre-application then full application; if multiple eligible households want the same home, selection is by lottery. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.