Waterbury HOME Homebuyer Assistance Program

Waterbury HOME Homebuyer Assistance Program es un segundo préstamo diferido para compradores de vivienda en Waterbury, Connecticut, a cargo de City of Waterbury Office of Community Development (Housing Assistance Programs). The City of Waterbury Office of Community Development administers a HOME-funded homebuyer assistance program providing direct subsidy (down payment/closing cost assistance and/or purchase-price write-down) to income-eligible buyers purchasing in Waterbury. Assistance is a recapture loan secured by a recorded Declaration of Land Use Restrictive Covenant, with principal forgiven evenly over an affordability period that scales with the subsidy (5, 10, or 15 years). Direct down payment and/or closing cost assistance for income-eligible Waterbury homebuyers. Forgiven evenly over the affordability period if owner-occupancy is maintained. Los fondos provienen de Federal HOME Investment Partnerships Program funds (City of Waterbury is a HOME participating jurisdiction).

Waterbury HOME Homebuyer Assistance Program es diferido, así que no hay pagos hasta que la vivienda se venda o se refinancie, o se termine de pagar la primera hipoteca. El reembolso se activa por Sale, transfer, or conveyance of the HOME-assisted unit during the affordability period, or failure to maintain it as principal residence, triggers the HOME loan becoming due (reduced per the Promissory Note). Principal decreases evenly over the affordability period. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

Waterbury HOME Homebuyer Assistance Program está abierto a compradores de vivienda que vivirán en la vivienda como su residencia principal. Documented in the City's HUD Consolidated/Annual Action Plan (24 CFR 92.254 recapture guidelines); the City publishes no standalone homebuyer brochure/term sheet/application/income table online. Income limit confirmed via HOME 80% HAMFI / CT DOH 80% AMI chart. Verify amounts/eligibility/open status with Michael Buckley, Dir. of Housing Assistance, (203) 346-3810 x7005, mbuckley@waterburyct.org before publishing.

Waterbury HOME Homebuyer Assistance Program limita el ingreso del hogar al 80% del ingreso mediano del área, que varía según el condado y el tamaño del hogar. HOME: household income at or below 80% of HUD Area Median Family Income for the Waterbury, CT HUD Metro FMR Area. CT DOH HUD 80% AMI (Waterbury): 1p $54,950; 2p $62,800; 3p $70,650; 4p $78,500; 5p $84,800; 6p $91,100; 7p $97,350; 8p $103,650. El límite se aplica al ingreso total del hogar, no solo al del prestatario. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

Waterbury HOME Homebuyer Assistance Program se puede usar para Single Family. La construcción nueva es elegible.

Waterbury HOME Homebuyer Assistance Program atiende a compradores de vivienda que compran en Waterbury, Connecticut.

Las solicitudes de Waterbury HOME Homebuyer Assistance Program se tramitan a través de City of Waterbury Office of Community Development (Housing Assistance Programs), que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.