Habitat for Humanity of Goochland County Homeownership Program

Habitat for Humanity of Goochland County Homeownership Program es ayuda para el pago inicial para compradores de vivienda en Goochland, Virginia, a cargo de Habitat for Humanity of Goochland County. Habitat for Humanity of Goochland County partners with low-income families from application through construction to provide affordable homeownership in Goochland County. Selection is based on need for safe, affordable housing, willingness to partner (sweat equity), and ability to repay an affordable mortgage of roughly $1,000-$1,400 per month. Buyers finance the home through the USDA Section 502 Direct Loan program and submit a USDA pre-qualification letter. Affordable monthly mortgage ($1,000-$1,400). Sweat equity replaces cash down payment. USDA 502 Direct financing. Homebuyer preparation on finances, mortgages, and maintenance. Los fondos provienen de Donations, sweat equity, ReStore (Basement Boutique) proceeds; home financed via USDA Section 502 Direct Loan.

Habitat for Humanity of Goochland County Homeownership Program es ayuda para el pago inicial y se reembolsa según los términos que fija Habitat for Humanity of Goochland County. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

Habitat for Humanity of Goochland County Homeownership Program está abierto a compradores de vivienda que vivirán en la vivienda como su residencia principal. Sobre el crédito, el programa indica: Credit history reviewed; applicants encouraged to obtain free annual credit report before applying. Se requiere un curso de educación para compradores de vivienda, a través de Habitat homebuyer preparation (personal finances, mortgages, home maintenance and upkeep). Requisito de residencia: Serves Goochland County, Virginia. Active Goochland County Habitat affiliate; homes financed through USDA Rural Development Section 502 Direct Loan. Sweat equity required; nondiscriminatory selection. GAPS: exact income-limit dollar table by household size, first-time-buyer requirement, mortgage rate/term, recapture/resale restrictions, and required sweat-equity hours not on the page — confirm with the affiliate at (804) 551-1152.

Habitat for Humanity of Goochland County Homeownership Program fija su límite de ingresos así: Income limits follow USDA Section 502 Direct Loan eligibility and Habitat selection criteria (typically low-income). Exact dollar limits by household size are not published on the Goochland affiliate page (confirm USDA 502 Direct income limits for Goochland County by household size). El límite se aplica al ingreso total del hogar, no solo al del prestatario. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

Habitat for Humanity of Goochland County Homeownership Program se puede usar para Single Family. La construcción nueva es elegible. Las viviendas prefabricadas no son elegibles.

Habitat for Humanity of Goochland County Homeownership Program atiende a compradores de vivienda que compran en Goochland, Virginia. El programa se dirige a áreas específicas: Goochland County, Virginia.

Las solicitudes de Habitat for Humanity of Goochland County Homeownership Program se tramitan a través de Habitat for Humanity of Goochland County, que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.