Habitat for Humanity of Washington, D.C. & Northern Virginia Homeownership Program

Habitat for Humanity of Washington, D.C. & Northern Virginia Homeownership Program es una primera hipoteca para compradores de vivienda en Condado de Arlington; Fairfax, Virginia, a cargo de Habitat for Humanity of Washington, D.C. & Northern Virginia. Habitat for Humanity DC-NOVA sells newly built or rehabilitated homes below market value to low- and moderate-income families who qualify for an affordable monthly housing payment. Buyers must demonstrate housing need, meet income and credit requirements, contribute sweat-equity volunteer hours building their home, and complete financial education. Applications are accepted first-come, first-served and processed when complete; an information session is required before applying. Homes sold below market value. Affordable monthly housing payment. Financial education and homeowner guidance. Connection to lender network and DPA programs. Los fondos provienen de Nonprofit (Habitat for Humanity); donations, ReStore proceeds, and grants.

Habitat for Humanity of Washington, D.C. & Northern Virginia Homeownership Program es una primera hipoteca y se reembolsa según los términos que fija Habitat for Humanity of Washington, D.C. & Northern Virginia. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

Habitat for Humanity of Washington, D.C. & Northern Virginia Homeownership Program está abierto a compradores de vivienda por primera vez y compradores de vivienda que vivirán en la vivienda como su residencia principal. “Primera vez” tiene excepciones aquí: Applicants generally must not have owned a home within the past three years. Se requiere un curso de educación para compradores de vivienda, a través de Habitat pre- and post-purchase financial education classes (foreclosure prevention, home maintenance). Requisito de residencia: Homes located in Arlington County and Fairfax County, VA (affiliate also serves Washington, D.C.). Applicants must demonstrate housing need, ability to pay an affordable mortgage, manageable debt, and complete required sweat-equity volunteer hours and pre/post-purchase financial education. Attendance at an information session is mandatory before applying. Habitat does not maintain a waiting list; number approved is driven by availability of developed properties. GAP: no published dollar DPA amount (below-market sale model).

Habitat for Humanity of Washington, D.C. & Northern Virginia Homeownership Program limita el ingreso del hogar al 80% del ingreso mediano del área, que varía según el condado y el tamaño del hogar. Families with low and moderate incomes; service population generally 30-80% of Area Median Income. El límite se aplica al ingreso total del hogar, no solo al del prestatario. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

Habitat for Humanity of Washington, D.C. & Northern Virginia Homeownership Program se puede usar para Single Family, Townhouse y Condo. La construcción nueva es elegible.

Habitat for Humanity of Washington, D.C. & Northern Virginia Homeownership Program atiende a compradores de vivienda que compran en Condado de Arlington; Fairfax, Virginia.

Las solicitudes de Habitat for Humanity of Washington, D.C. & Northern Virginia Homeownership Program se tramitan a través de Habitat for Humanity of Washington, D.C. & Northern Virginia, que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.