Hanover & King William Habitat for Humanity Homeownership Program

Hanover & King William Habitat for Humanity Homeownership Program es ayuda para el pago inicial para compradores de vivienda en Mechanicsville, Virginia, a cargo de Hanover & King William Habitat for Humanity. Hanover & King William Habitat for Humanity offers an affordable homeownership program in which qualified low-to-moderate-income applicants purchase a safe, decent home with an affordable mortgage after completing at least 200 hours of sweat equity. Applicants must live or work in Hanover or King William County for at least one year, meet HUD-based income guidelines that vary by household size, demonstrate financial responsibility, and show a need for affordable housing. Affordable mortgage on a decent home. Sweat-equity partnership builds equity and skills. Credit counseling and financial education resources. Serves Hanover and King William County residents/workers. Los fondos provienen de Donations, sweat equity, ReStore proceeds; mortgage financed through an outside party.

Hanover & King William Habitat for Humanity Homeownership Program es ayuda para el pago inicial y se reembolsa según los términos que fija Hanover & King William Habitat for Humanity. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

Hanover & King William Habitat for Humanity Homeownership Program está abierto a compradores de vivienda que vivirán en la vivienda como su residencia principal. Sobre el crédito, el programa indica: Demonstrate financial responsibility — no outstanding collections or judgments. Requisito de residencia: Must live or work in Hanover or King William County for at least one year. Active Habitat affiliate; 2025 application period closed, reopens 2026. Requires 200 hours of sweat equity, $25 non-refundable application fee, 1-year live/work residency in Hanover or King William County, no outstanding collections/judgments. Full HUD income table by family size captured (1-5 persons). GAPS: Habitat mortgage interest rate/term, whether a 0%/forgivable silent second is used, recapture/resale restrictions, homebuyer-education hours, and first-time-buyer requirement not stated — confirm with Homeowner Services Director at (804) 569-6108. Distinct from Richmond Metropolitan Habitat.

Hanover & King William Habitat for Humanity Homeownership Program limita el ingreso del hogar a $90,800. El límite se aplica al ingreso total del hogar, no solo al del prestatario. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

Hanover & King William Habitat for Humanity Homeownership Program se puede usar para Single Family. La construcción nueva es elegible. Las viviendas prefabricadas no son elegibles.

Hanover & King William Habitat for Humanity Homeownership Program atiende a compradores de vivienda que compran en Mechanicsville, Virginia. El programa se dirige a áreas específicas: Hanover County and King William County, Virginia.

Las solicitudes de Hanover & King William Habitat for Humanity Homeownership Program se tramitan a través de Hanover & King William Habitat for Humanity, que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Los fondos se reservan a través de Open application periods (2025 cycle closed; reopens 2026). Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.