Henrico County Employee Home Purchase Assistance Program (EHPAP)

Henrico County Employee Home Purchase Assistance Program (EHPAP) es un préstamo condonable para compradores de vivienda en Henrico, Virginia, a cargo de Henrico County Department of Community Revitalization. EHPAP is Henrico County's employer-funded benefit providing up to $25,000 in down payment and closing-cost assistance as an interest-free forgivable loan to eligible full-time County, Public Schools, or constitutional-officer employees buying a first home in Henrico County. The loan is forgiven 1/120th per pay period over five years of continued employment and owner-occupancy; any unforgiven balance becomes repayable if conditions are not met. The program also provides free HUD-certified homebuyer education and six hours of counseling. Up to $25,000 DP/closing-cost assistance. Interest-free forgivable loan. Forgiven over 5 years of employment + occupancy. Free HUD-certified education and 6 hours counseling. Los fondos provienen de Henrico County (employer-funded employee benefit).

Henrico County Employee Home Purchase Assistance Program (EHPAP) ofrece hasta $25,000 de ayuda. Aporte del comprador de vivienda: At least $1,000 of employee's personal funds (EHPAP funds may not be used for deposits/inspections). El programa se puede combinar con Primary first mortgage (limits per Virginia Housing). Los montos son los máximos publicados por el programa, no una oferta: Henrico County Department of Community Revitalization determina cualquier ayuda individual.

Henrico County Employee Home Purchase Assistance Program (EHPAP) se perdona después de 5 años, así que un comprador de vivienda que se quede ese tiempo no lo devuelve. El reembolso se activa por Failure to keep full-time County employment and/or occupy as primary residence for 5 years; remaining unforgiven balance repayable. Forgiven 1/120th per pay period over 5 years. La ayuda se registra con un gravamen en posición Subordinate (second). Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

Henrico County Employee Home Purchase Assistance Program (EHPAP) está abierto a compradores de vivienda por primera vez y compradores de vivienda que vivirán en la vivienda como su residencia principal. “Primera vez” tiene excepciones aquí: No ownership interest in real estate within last 5 years (incl. out-of-state/foreign). Sobre el crédito, el programa indica: Score >= 600; outstanding judgments/collections <= $1,000; bankruptcies discharged >= 2 yrs; foreclosures >= 5 yrs old. Se requiere un curso de educación para compradores de vivienda, a través de Two-part HUD-certified homebuyer course plus 6 hours individualized counseling, via the program administrator at no cost. Requisito de residencia: Home being purchased must be in Henrico County, VA. Restricted to Henrico County employees (Government, Public Schools, or constitutional officers) with 12+ months consecutive full-time service and acceptable-or-better rating. Total household assets (excl. primary vehicles and retirement) <= $50,000. Assistance is taxable. Funds not guaranteed.

Henrico County Employee Home Purchase Assistance Program (EHPAP) limita el ingreso del hogar a $169,600. El límite se aplica al ingreso total del hogar, no solo al del prestatario. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

Henrico County Employee Home Purchase Assistance Program (EHPAP) limita el precio de compra a $550,000.

Henrico County Employee Home Purchase Assistance Program (EHPAP) está limitado a empleados de Full-time permanent employees of Henrico County Government, Henrico County Public Schools, or a Henrico County constitutional officer. Aparecer aquí significa que el programa menciona al grupo, no que pertenecer a él baste por sí solo para que un solicitante califique; las demás reglas de elegibilidad siguen aplicándose.

Henrico County Employee Home Purchase Assistance Program (EHPAP) atiende a compradores de vivienda que compran en Henrico, Virginia.

Las solicitudes de Henrico County Employee Home Purchase Assistance Program (EHPAP) se tramitan a través de Henrico County Department of Community Revitalization, que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Los fondos se reservan a través de Funds reserved at closing by review committee after application/requirements; completion does not guarantee funds. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.