York County HOME Down Payment and Closing Cost Program

York County HOME Down Payment and Closing Cost Program es un préstamo condonable para compradores de vivienda en Yorktown, Virginia, a cargo de York County Housing & Neighborhood Revitalization Division. The HOME Down Payment and Closing Cost Program, administered by York County's Housing & Neighborhood Revitalization Division using federal HOME Investment Partnerships funds, provides up to $10,000 in down payment and/or closing cost assistance to qualified first-time homebuyers purchasing a new or existing home in York County. Assistance is a forgivable loan secured by a promissory note that is cancelled after five years of continued ownership. Buyers must contribute 1% of the sales price, complete a Virginia Housing-approved homebuyer education class, and have household income at or below 80% AMI. Up to $10,000 toward down payment and/or closing costs as a 5-year forgivable loan with no monthly payments and no prepayment penalty. Los fondos provienen de Federal HOME Investment Partnerships Program funds administered by York County.

York County HOME Down Payment and Closing Cost Program ofrece hasta $10,000 de ayuda. Aporte del comprador de vivienda: Buyer contribution of 1% of the sales price required. Los montos son los máximos publicados por el programa, no una oferta: York County Housing & Neighborhood Revitalization Division determina cualquier ayuda individual.

York County HOME Down Payment and Closing Cost Program se perdona después de 5 años, así que un comprador de vivienda que se quede ese tiempo no lo devuelve. El reembolso se activa por Note is in default if the homeowner sells, transfers, leases, deeds, or conveys all or part of the property or any interest within five (5) years from the date of closing; if no default occurs within five years, the note is cancelled and no repayment is owed. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

York County HOME Down Payment and Closing Cost Program está abierto a compradores de vivienda por primera vez y compradores de vivienda que vivirán en la vivienda como su residencia principal. “Primera vez” tiene excepciones aquí: Must not have owned a home within the previous three (3) years. Se requiere un curso de educación para compradores de vivienda, a través de Virginia Housing (VHDA) approved First-Time Homebuyer Education Class - Certificate of completion required. Requisito de residencia: Property being purchased must be located in York County, Virginia. Program manager: Abbitt Woodall, Housing and Neighborhood Revitalization Manager. Distinct county-administered program separate from the regional Hampton Roads Loan Fund Partnership. The published income-limit table's HUD AMI year is not stated on the page (figures correspond to an earlier FY), reported as-published without asserting a year.

York County HOME Down Payment and Closing Cost Program limita el ingreso del hogar al 80% del ingreso mediano del área, que varía según el condado y el tamaño del hogar. Household income may not exceed 80% of the area median income limit based on household size. Published limits: 1p $55,450; 2p $63,400; 3p $71,300; 4p $79,200; 5p $85,550; 6p $91,900; 7p $98,250; 8p $104,550. El límite se aplica al ingreso total del hogar, no solo al del prestatario. El programa indica un tamaño máximo de hogar de 8. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

York County HOME Down Payment and Closing Cost Program se puede usar para Single Family. La construcción nueva es elegible.

York County HOME Down Payment and Closing Cost Program atiende a compradores de vivienda que compran en Yorktown, Virginia.

Las solicitudes de York County HOME Down Payment and Closing Cost Program se tramitan a través de York County Housing & Neighborhood Revitalization Division, que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.