Program type · 4 of 5
Employer DPA match
when your job pays toward your house.
Employer DPA is one of the most underused benefits in housing. Hospitals, school districts, universities, large public employers, and some private companies contribute toward employees' down payments — directly, or as a match against city + state DPA.
How it works.
- Step 01
HR or benefits team confirms eligibility.
Most programs are administered through HR. You verify your employment status and tenure.
- Step 02
The employer wires DPA to closing.
The employer (or its housing partner) sends funds directly to the title company — often as a forgivable grant.
- Step 03
You agree to stay employed for the term.
A typical employer DPA has a 3-5 year residency / employment requirement before the grant fully forgives.
What you need.
- Your employer has to be a registered program partner
- Tenure / FTE minimums vary by employer
- Often: stacks with city or state DPA
- Primary residence, often within a defined geographic area
Real programs.
Philadelphia Home Buy Now (PHDC)
PACity matches partner-employer contributions up to $10K.
Nurse Next Door
USNationwide network grants for nurses, with hospital matches in many cities.
Teacher Next Door
USFor teachers — grants up to $8K plus stackable employer top-ups.
Questions people ask.
How do I find out if my employer participates?
What if I leave the employer before the residency term ends?
Can I take employer DPA AND a state forgivable grant?
See which employer match you qualify for.
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