Pima Tucson Homebuyer's Solution (PTHS)

Pima Tucson Homebuyer's Solution (PTHS) è un prestito condonabile per chi compra casa in Tucson, Arizona, gestito da Industrial Development Authority of the County of Pima and the City of Tucson (administered by Community Investment Corporation). The Pima Tucson Homebuyer's Solution (PTHS) is a mortgage program offered jointly by the Industrial Development Authorities of Pima County and the City of Tucson, administered by Community Investment Corporation, for homebuyers purchasing anywhere in Pima County including the City of Tucson. Borrowers receive a 30-year fixed-rate first mortgage (FHA, VA, USDA, or Conventional) plus down payment and closing-cost assistance in the form of a forgivable second mortgage; for VA loans the assistance is a grant. There is no first-time homebuyer requirement and no purchase price limit, and the assistance can fund up to 100% of the borrower's cash to close. Down payment and closing cost assistance as a forgivable second mortgage (grant for VA loans). No first-time homebuyer requirement. No purchase price limit. No minimum borrower investment required. May fund up to 100% of cash to close. Can be combined with MCC and HOME DPA. No recapture tax.

Pima Tucson Homebuyer's Solution (PTHS) viene condonato dopo 3 anni, quindi chi resta nella casa per quel periodo non lo restituisce. L'aiuto è iscritto in posizione Second. Le condizioni di condono e di rimborso sono fissate dal programma e possono cambiare: verificale sulla pagina ufficiale del programma prima di fare domanda.

Pima Tucson Homebuyer's Solution (PTHS) è aperto a chi compra casa e ci vivrà come residenza principale. Sul credito, il programma afferma: Minimum credit score of 640 for all borrowers; must also meet FHA, VA, USDA, Fannie Mae or Freddie Mac underwriting requirements. È richiesto un corso per chi compra casa, tramite Homebuyer education course required for all primary borrowers on the Note/Warranty Deed; eHomeAmerica is approved. Owner-occupied primary residence; buyers must occupy within 60 days of closing. Assistance may fund up to 100% of cash to close (down payment, closing costs, prepaids); no cash back to borrower. Maximum DTI 45 percent. GAP: assistance percentage differs by source/sub-program (Pima IDA lists 3, 4 or 5 percent; CIC lists 2 to 5 percent; Housing Innovation Hub PTHS Advantage lists up to 4 percent as a 30-year forgivable second). Base PTHS second is a 3-year forgivable loan; PTHS Advantage is a 30-year forgivable loan. GAP: annual funding cap, exact repayment trigger detail, and income limits by loan type/household size not published on official pages reviewed. GAP: HUD AMI year not stated on official source.

Pima Tucson Homebuyer's Solution (PTHS) limita il reddito familiare a $146,503. I dati sul reddito mediano dell'area sono pubblicati da HUD e aggiornati ogni anno, quindi controlla la tabella attuale della contea prima di basarti su una cifra.

Pima Tucson Homebuyer's Solution (PTHS) può essere usato per Single Family, Condo, Townhouse, 2-4 Unit e Manufactured. Le nuove costruzioni sono idonee. Le case prefabbricate sono idonee.

Pima Tucson Homebuyer's Solution (PTHS) si rivolge a chi compra casa in Tucson, Arizona.

Le domande per Pima Tucson Homebuyer's Solution (PTHS) passano da Industrial Development Authority of the County of Pima and the City of Tucson (administered by Community Investment Corporation), che pubblica sul proprio sito le condizioni attuali e i passaggi per fare domanda. Hey Prescott non è un istituto di credito e non accetta domande; questa pagina descrive il programma perché chi compra casa possa parlarne con un istituto di credito o un consulente abitativo.