Summit Revolving Loan Fund Down Payment Assistance Loan Program

Ang Summit Revolving Loan Fund Down Payment Assistance Loan Program ay isang ipinagpalibang pangalawang loan para sa mga bibili ng bahay sa Frisco, Colorado. The Summit Revolving Loan Fund (RLF) is Summit Combined Housing Authority's flagship down payment assistance product, funded by Summit County voters' 5A sales tax (originally approved in 2006 at 0.125% and increased in 2016 to 0.6%). The RLF provides a 2% interest second mortgage of up to $40,000 (raised from $25,000) with no monthly payments — repaid in full upon sale, refinance, transfer, or loss of owner-occupancy. Available to Summit County workforce buyers between roughly 76% and 160% AMI, with a minimum 620 credit score. Funds may be used for both deed-restricted and free-market purchases and, for deed-restricted owners, HOA dues or unexpected-expense fees. Up to $40,000 from the Summit Revolving Loan Fund as a 2% interest, no-monthly-payment second-mortgage style DPA. Loan principal and interest are due upon sale, refinance, transfer, or loss of owner-occupancy. Funds may be applied to down payment, closing costs, and (for deed-restricted units) HOA assessments and unexpected-expense fees. Ang pondo ay mula sa Local Government (Summit County 5A sales tax).

Ipinagpaliban ang Summit Revolving Loan Fund Down Payment Assistance Loan Program, kaya walang bayarin hanggang maibenta o ma-refinance ang bahay, o mabayaran nang buo ang unang mortgage. Kailangang bayaran kapag may Sale, transfer, refinance, or loss of owner-occupancy (deferred until then). Nakatala ang tulong bilang lien sa posisyong 2. Ang mga tuntunin sa pagpapatawad at pagbabayad ay itinatakda ng programa at maaaring magbago — kumpirmahin ang mga ito sa opisyal na pahina ng programa bago mag-apply.

Bukas ang Summit Revolving Loan Fund Down Payment Assistance Loan Program sa mga bibili ng bahay na titira sa bahay bilang pangunahing tirahan. Tungkol sa credit, sinasabi ng programa: 620 minimum. Kailangan ang kurso sa homebuyer education, sa pamamagitan ng Summit Combined Housing Authority; eHomeAmerica (online). Requirement sa paninirahan: Property must be in Summit County and owner-occupied as primary residence. Citizenship o katayuan sa imigrasyon: U.S. citizen or eligible non-citizen (per first-mortgage requirements). Household income between approximately 76% AMI and 160% AMI for Summit County (4-person example: roughly $64,100 - $136,160). Minimum credit score 620. Property must be owner-occupied primary residence in Summit County (Breckenridge, Frisco, Dillon, Silverthorne, Keystone, Copper Mountain, Blue River, Montezuma, unincorporated Summit County). Loan funds available for both deed-restricted units and free-market homes within county purchase-price guidelines. Mandatory homebuyer education through SCHA (eHomeAmerica online or in-person classes). Funded by Summit County's voter-approved 5A sales-tax revenues (0.6% sales tax dedicated to affordable housing).

Nililimitahan ng Summit Revolving Loan Fund Down Payment Assistance Loan Program ang kita ng sambahayan sa 160% ng median na kita sa lugar, na nag-iiba ayon sa county at laki ng sambahayan. Eligible household income approximately 76% AMI to 160% AMI for Summit County, scaled by household size — sample 4-person range $64,100 - $136,160. Nalalapat ang limit sa kabuuang kita ng sambahayan, hindi lang sa kita ng nanghihiram. Ang mga numero ng median na kita sa lugar ay inilalathala ng HUD at ina-update taun-taon, kaya tingnan ang kasalukuyang talahanayan para sa county bago umasa sa isang numero.

Ganito nililimitahan ng Summit Revolving Loan Fund Down Payment Assistance Loan Program ang presyo ng pagbili: No published maximum purchase price; SCHA reviews on a case-by-case basis subject to deed-restriction price caps where applicable. Kabilang sa mga kwalipikadong uri ng ari-arian ang Single-family detached, Townhome, at Condominium. Kwalipikado ang bagong gawang bahay.

Pinaglilingkuran ng Summit Revolving Loan Fund Down Payment Assistance Loan Program ang mga bibili ng bahay sa Frisco, Colorado.

Dumadaan sa ang ahensyang nangangasiwa ang mga aplikasyon para sa Summit Revolving Loan Fund Down Payment Assistance Loan Program, na naglalathala ng kasalukuyang mga tuntunin at mga hakbang sa pag-apply sa sarili nitong site. Nirereserba ang pondo sa pamamagitan ng Application via Summit Combined Housing Authority (summithousing.us/lending). Ang Hey Prescott ay hindi nagpapautang at hindi tumatanggap ng aplikasyon; inilalarawan ng pahinang ito ang programa para madala ito ng bibili ng bahay sa isang lender o housing counselor.