Inclusionary Zoning (IZ) Affordable Housing Program - For-Sale Units

Ang Inclusionary Zoning (IZ) Affordable Housing Program - For-Sale Units ay isang shared-appreciation loan para sa mga bibili ng bahay sa Washington, District of Columbia, na pinangangasiwaan ng DC Department of Housing and Community Development (DHCD). The Inclusionary Zoning (IZ) Program requires most new (and some renovated) residential developments of 10+ units to set aside affordable homes; the for-sale side offers below-market, resale-restricted condos and townhomes. Eligible households (generally 50%-80% MFI) must complete IZ orientation plus an 8-hour homebuyer class, register in the IZ database, and are selected by lottery. Buyers must occupy the unit as their primary residence and cannot own other residential property. Affordability comes from the controlled purchase and resale price. Below-market purchase price on new condos/townhomes. Access via random lottery. Priority for DC residents. Resale-price protection. Can be combined with HPAP/DC Open Doors financing. Ang pondo ay mula sa Developer-provided affordable units mandated by DC Inclusionary Zoning regulations (no direct public subsidy; program provides no financial assistance).

Ang Inclusionary Zoning (IZ) Affordable Housing Program - For-Sale Units ay isang shared-appreciation loan at binabayaran ayon sa mga tuntuning itinakda ng DC Department of Housing and Community Development (DHCD). Kailangang bayaran kapag may Resale governed by a DHCD-issued resale price; owner must submit a Resale Price Request and receive a pricing letter before selling or refinancing. Ang mga tuntunin sa pagpapatawad at pagbabayad ay itinatakda ng programa at maaaring magbago — kumpirmahin ang mga ito sa opisyal na pahina ng programa bago mag-apply.

Bukas ang Inclusionary Zoning (IZ) Affordable Housing Program - For-Sale Units sa mga bibili ng bahay na titira sa bahay bilang pangunahing tirahan. Kailangan ang kurso sa homebuyer education, sa pamamagitan ng Mandatory 2-hour IZ Orientation (renewed every 2 years); to purchase, also an approved 8-hour homebuyer class renewed every 2 years. Requirement sa paninirahan: Applicants must live or work in the District; priority to current DC residents; must occupy as primary residence. Must complete 2-hour IZ Orientation (renew every 2 yrs) AND 8-hour homebuyer class (renew every 2 yrs) to purchase; must register in IZ database; cannot be a full-time student; cannot own other residential property at purchase; must occupy as primary residence and re-certify annually; cannot rent/sublet; must submit DHCD Resale Price Request before selling/refinancing. Gaps: no minimum credit score, max DTI, exact 4-person income dollar limit, or cash assistance (program gives no cash).

Nililimitahan ng Inclusionary Zoning (IZ) Affordable Housing Program - For-Sale Units ang kita ng sambahayan sa 80% ng median na kita sa lugar, na nag-iiba ayon sa county at laki ng sambahayan. For-sale IZ units generally serve households at 50%, 60%, or 80% of MFI; exact maximum income varies by household size and unit-designated MFI band per the annual IZ Maximum Income, Rent and Purchase Price Schedule. Minimum income thresholds apply. Nalalapat ang limit sa kabuuang kita ng sambahayan, hindi lang sa kita ng nanghihiram. Ang mga numero ng median na kita sa lugar ay inilalathala ng HUD at ina-update taun-taon, kaya tingnan ang kasalukuyang talahanayan para sa county bago umasa sa isang numero.

Ganito nililimitahan ng Inclusionary Zoning (IZ) Affordable Housing Program - For-Sale Units ang presyo ng pagbili: Maximum purchase price set per unit by the annual IZ Maximum Income, Rent and Purchase Price Schedule (varies by MFI band and unit size). Kabilang sa mga kwalipikadong uri ng ari-arian ang Condo at Townhome. Kwalipikado ang bagong gawang bahay. Hindi kwalipikado ang mga manufactured home.

Pinaglilingkuran ng Inclusionary Zoning (IZ) Affordable Housing Program - For-Sale Units ang mga bibili ng bahay sa Washington, District of Columbia.

Dumadaan sa DC Department of Housing and Community Development (DHCD) ang mga aplikasyon para sa Inclusionary Zoning (IZ) Affordable Housing Program - For-Sale Units, na naglalathala ng kasalukuyang mga tuntunin at mga hakbang sa pag-apply sa sarili nitong site. Nirereserba ang pondo sa pamamagitan ng DHCD lottery (random drawing) or waitlist; units offered as available, no fixed schedule. Ang Hey Prescott ay hindi nagpapautang at hindi tumatanggap ng aplikasyon; inilalarawan ng pahinang ito ang programa para madala ito ng bibili ng bahay sa isang lender o housing counselor.