City of Leavenworth CDBG Home Ownership Program

Ang City of Leavenworth CDBG Home Ownership Program ay isang loan na mapapatawad para sa mga bibili ng bahay sa Leavenworth, Kansas, na pinangangasiwaan ng City of Leavenworth Planning and Community Development Department. The City of Leavenworth Home Ownership Program provides up to $8,000 in CDBG funding to qualified low-to-moderate-income applicants purchasing their first home within city limits. Low-income applicants may receive up to 8% of purchase price or $8,000 (whichever is less); moderate-income applicants may receive up to 5% or $5,000. Funds must be used for down payment, principal buy-down, closing costs, or interest rate buy-down. A 5-year lien is placed on the property; if the home is sold, refinanced, or title changed within 5 years, the full grant amount must be repaid. Applicants must provide half the required down payment from their own funds and complete a HUD-approved homebuyer education course. Application is by appointment only. Up to $8,000 toward down payment/closing costs. 5-year forgivable lien structure. Two income tiers (low and moderate). Multiple mortgage product types accepted. City staff guidance throughout process. HQS inspection covered by City. Ang pondo ay mula sa HUD Community Development Block Grant (CDBG).

Nag-aalok ang City of Leavenworth CDBG Home Ownership Program ng tulong na hanggang $8,000. Mga award tier: Low income tier: up to 8% of purchase price or $8,000 (lesser); Moderate income tier: up to 5% of purchase price or $5,000 (lesser). Ang mga halaga ay ang pinakamataas na inilathala ng programa, hindi isang alok — ang City of Leavenworth Planning and Community Development Department ang nagpapasya sa anumang indibidwal na award.

Pinapatawad ang City of Leavenworth CDBG Home Ownership Program pagkalipas ng 5 taon, kaya hindi na ito babayaran ng bibili ng bahay na mananatili nang ganoon katagal. Kailangang bayaran kapag may Sale, refinancing, title change, or rental of property within 5 years of closing; full repayment required. Nakatala ang tulong bilang lien sa posisyong Second. Ang mga tuntunin sa pagpapatawad at pagbabayad ay itinatakda ng programa at maaaring magbago — kumpirmahin ang mga ito sa opisyal na pahina ng programa bago mag-apply.

Bukas ang City of Leavenworth CDBG Home Ownership Program sa mga unang beses na bibili ng bahay at mga bibili ng bahay na titira sa bahay bilang pangunahing tirahan. Ang "unang beses na bibili ng bahay" ay karaniwang nangangahulugang hindi nagmay-ari ng bahay sa nakaraang tatlong taon, pero ang programa ang nagtatakda ng sarili nitong kahulugan. Kailangan ang kurso sa homebuyer education, sa pamamagitan ng Any HUD-approved housing counseling agency; pre-purchase counseling or homebuyer education workshop; find at consumerfinance.gov/find-a-housing-counselor. Applicant must not have owned home in past 5 years. Must have credit-worthy fixed-rate preapproval from lender. Applicant must provide 1/2 of required down payment from own funds (earnest money counts). Prior CDBG recipients ineligible. Application by appointment only — call 913-680-2628. No email/drop-off without appointment. Application form effective 4-1-25.

Nililimitahan ng City of Leavenworth CDBG Home Ownership Program ang kita ng sambahayan sa 80% ng median na kita sa lugar, na nag-iiba ayon sa county at laki ng sambahayan. Low income: 1-person $39,000, 2-person $44,600, 3-person $50,150, 4-person $55,700. Moderate income (up to 80% AMI): 1-person $62,400, 2-person $71,300, 3-person $80,200, 4-person $89,100. Effective April 1, 2025. Ang mga numero ng median na kita sa lugar ay inilalathala ng HUD at ina-update taun-taon, kaya tingnan ang kasalukuyang talahanayan para sa county bago umasa sa isang numero.

Nililimitahan ng City of Leavenworth CDBG Home Ownership Program ang presyo ng pagbili sa $238,000. Kabilang sa mga kwalipikadong uri ng ari-arian ang Single Family. Kwalipikado ang bagong gawang bahay. Hindi kwalipikado ang mga manufactured home.

Pinaglilingkuran ng City of Leavenworth CDBG Home Ownership Program ang mga bibili ng bahay sa Leavenworth, Kansas.

Dumadaan sa City of Leavenworth Planning and Community Development Department ang mga aplikasyon para sa City of Leavenworth CDBG Home Ownership Program, na naglalathala ng kasalukuyang mga tuntunin at mga hakbang sa pag-apply sa sarili nitong site. Ang Hey Prescott ay hindi nagpapautang at hindi tumatanggap ng aplikasyon; inilalarawan ng pahinang ito ang programa para madala ito ng bibili ng bahay sa isang lender o housing counselor.