Habitat for Humanity of Montgomery & Delaware Counties Home Purchase Program

Ang Habitat for Humanity of Montgomery & Delaware Counties Home Purchase Program ay tulong sa down payment para sa mga bibili ng bahay sa Montgomery County, Pennsylvania, na pinangangasiwaan ng Habitat for Humanity of Montgomery and Delaware Counties. Habitat for Humanity of Montgomery and Delaware Counties partners with households earning below 80% of HUD AMI in Montgomery or Delaware County to purchase an affordable Habitat home financed with an affordable mortgage. Applicants must demonstrate housing need, ability to pay, residency/employment in the two counties, lawful US residency, and willingness to complete partnership (sweat-equity) hours. Affordable Habitat mortgage. Income up to 80% AMI eligible. Partnership hours satisfiable through education, construction, ReStore, and community service. HUD-affiliated nonprofit. Ang pondo ay mula sa Habitat for Humanity of Montgomery and Delaware Counties (donations, volunteer labor, ReStore proceeds).

Ang Habitat for Humanity of Montgomery & Delaware Counties Home Purchase Program ay tulong sa down payment at binabayaran ayon sa mga tuntuning itinakda ng Habitat for Humanity of Montgomery and Delaware Counties. Ang mga tuntunin sa pagpapatawad at pagbabayad ay itinatakda ng programa at maaaring magbago — kumpirmahin ang mga ito sa opisyal na pahina ng programa bago mag-apply.

Bukas ang Habitat for Humanity of Montgomery & Delaware Counties Home Purchase Program sa mga bibili ng bahay na titira sa bahay bilang pangunahing tirahan. Tungkol sa credit, sinasabi ng programa: No published minimum score; credit report must be clear of any bankruptcies or foreclosures within the last 3 years. Kailangan ang kurso sa homebuyer education, sa pamamagitan ng Habitat MontDelco homebuyer/financial empowerment education programming. Requirement sa paninirahan: Applicant and co-applicant must be residents of Montgomery or Delaware County for at least 12 months OR employed in either county with 12 months proof. Citizenship o katayuan sa imigrasyon: Must be lawful permanent residents of the US or US citizens; proof required. Up to 400 partnership (sweat-equity) hours based on family size; no bankruptcies or foreclosures within last 3 years. Applications closed between housing opportunities. GAPS: household-size income dollar table (shown only as image), exact partnership-hour scaling, lien position, DTI limit, and mortgage term not extracted.

Nililimitahan ng Habitat for Humanity of Montgomery & Delaware Counties Home Purchase Program ang kita ng sambahayan sa 80% ng median na kita sa lugar, na nag-iiba ayon sa county at laki ng sambahayan. Annual household income must be below 80% of Area Median Income (AMI) as determined by HUD. Each project may set a different minimum income based on the home's selling price. Nalalapat ang limit sa kabuuang kita ng sambahayan, hindi lang sa kita ng nanghihiram. Ang mga numero ng median na kita sa lugar ay inilalathala ng HUD at ina-update taun-taon, kaya tingnan ang kasalukuyang talahanayan para sa county bago umasa sa isang numero.

Magagamit ang Habitat for Humanity of Montgomery & Delaware Counties Home Purchase Program para sa Single Family. Kwalipikado ang bagong gawang bahay. Hindi kwalipikado ang mga manufactured home.

Pinaglilingkuran ng Habitat for Humanity of Montgomery & Delaware Counties Home Purchase Program ang mga bibili ng bahay sa Montgomery County, Pennsylvania.

Dumadaan sa Habitat for Humanity of Montgomery and Delaware Counties ang mga aplikasyon para sa Habitat for Humanity of Montgomery & Delaware Counties Home Purchase Program, na naglalathala ng kasalukuyang mga tuntunin at mga hakbang sa pag-apply sa sarili nitong site. Nirereserba ang pondo sa pamamagitan ng Home Purchase Inquiry Form; applications open when a new housing opportunity becomes available. Ang Hey Prescott ay hindi nagpapautang at hindi tumatanggap ng aplikasyon; inilalarawan ng pahinang ito ang programa para madala ito ng bibili ng bahay sa isang lender o housing counselor.