本页面由机器翻译。英文版本为原文。
该项目要求
- 首次购房者——该项目有自己的定义
- 房屋作为主要住所自住
- 完成购房者教育课程,由A.R.C. HUD-Certified Housing Counselors (online course)提供
- Income limits, loan term, interest rate, forgiveness terms, lien position, repayment trigger, and eligible property types are NOT published on the official site - must be confirmed with A.R.C. The $10,000 add-on conditions are undocumented. Funding source not disclosed.
- 位于Arizona的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
适用地区
Arizona的房屋Arizona的房屋
- 64.2% 独栋独栋住宅
- 5.2% 联排联排别墅
- 4.6% 2–4个单元2–4个单元
- 16.4% 5+个单元公寓和共管公寓楼(5+个单元)
- 9.7% 活动房屋及其他活动房屋及其他
$394,500
Arizona房屋价值中位数
29.3%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。
如何申请
如何申请三个步骤,按此顺序
参加购房者教育课程
项目要求,由A.R.C. HUD-Certified Housing Counselors (online course)提供。
联系Administration of Resources & Choices (A.R.C.)预留资金
资金向提供方预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
A.R.C. Homebuyer Readiness Down Payment Assistance是什么?
A.R.C. Homebuyer Readiness Down Payment Assistance是面向Tucson,Arizona购房者的首付援助,由Administration of Resources & Choices (A.R.C.)管理。 A.R.C.'s Homebuyer Readiness Program pairs HUD-certified housing counseling with down payment assistance of up to $30,000 for qualified buyers, plus a possible $10,000 add-on (total up to $40,000). HUD-certified counselors guide clients through credit review, budgeting, lender introduction, and DPA availability from start to closing, statewide via Tucson and Phoenix offices. Up to $30,000 down payment assistance. Additional $10,000 DPA add-on possible. One-on-one HUD-certified counseling. Credit review and budgeting. Homebuyer education certification.
提供多少援助?
A.R.C. Homebuyer Readiness Down Payment Assistance提供最高$40,000的援助。 金额是该项目公布的上限,并非报价——具体每人的援助金额由Administration of Resources & Choices (A.R.C.)决定。
需要偿还吗?
A.R.C. Homebuyer Readiness Down Payment Assistance是首付援助,按Administration of Resources & Choices (A.R.C.)设定的条款偿还。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
A.R.C. Homebuyer Readiness Down Payment Assistance面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋,但该项目有自己的定义。 须参加购房者教育课程,由A.R.C. HUD-Certified Housing Counselors (online course)提供。 Income limits, loan term, interest rate, forgiveness terms, lien position, repayment trigger, and eligible property types are NOT published on the official site - must be confirmed with A.R.C. The $10,000 add-on conditions are undocumented. Funding source not disclosed.
收入限制是多少?
A.R.C. Homebuyer Readiness Down Payment Assistance的收入限制如下:Income limits not published on official site; must be confirmed with A.R.C. counselors. 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
适用于哪些地区?
A.R.C. Homebuyer Readiness Down Payment Assistance服务于在Tucson,Arizona购房的购房者。
如何申请?
A.R.C. Homebuyer Readiness Down Payment Assistance的申请通过Administration of Resources & Choices (A.R.C.)办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Arizona购房者面向Arizona购房者的其他项目
- FHLBank San Francisco Middle-Income Downpayment Assistance (MDPA) Program — Arizona最高$50,000
- TOKA Down Payment Assistance Program最高$10,000
- Arizona IDA Statewide Mortgage Credit Certificate (MCC) Program最高$2,000
两个项目能否结合使用,由各机构决定。申请前请先询问。
Arizona的全部72个项目项目条款由Administration of Resources & Choices (A.R.C.)设定,并可能变化;申请前请在官方网站上确认。