TOKA Down Payment Assistance Program

TOKA Down Payment Assistance Program是面向Sells，Arizona购房者的延期第二贷款，由Tohono O'odham Ki:Ki Association (TOKA)管理。 The TOKA Down Payment Assistance Program provides a dollar-for-dollar match of the homebuyer's personal contribution up to $10,000 for enrolled Tohono O'odham Nation members purchasing a home anywhere in the United States, including off-reservation. The assistance is a zero-interest deferred loan secured by a deed of trust, repayable on a sliding scale if the home is sold within five years. Not available to repeat borrowers and cannot be combined with other grants or lender/builder credits. Dollar-for-dollar match up to $10,000. Zero interest. Available off-reservation. Nationwide property eligibility.

TOKA Down Payment Assistance Program提供最高$10,000的援助。 购房者自付部分：TOKA matches borrower's personal contribution dollar-for-dollar up to $10,000。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Tohono O'odham Ki:Ki Association (TOKA)决定。

TOKA Down Payment Assistance Program在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Sale or transfer within 5 years; DPA reduces 20% per year held。 该援助以Second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

TOKA Down Payment Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Not eligible for repeat borrowers。 关于信用，该项目说明：Not specified; pre-approved mortgage letter required。 居住要求：Must be an enrolled member of the Tohono O'odham Nation (Tribal ID or CIB); home may be purchased anywhere in the US including off-reservation。 Must present a pre-approved mortgage letter to TOKA. Required documents include driver's license and Tribal ID or CIB; lender forwards Form 1003, signed purchase agreement, and Loan Estimate. Cannot be stacked with other grants or credits.

TOKA Down Payment Assistance Program的收入限制如下：Not stated in published guidelines。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

TOKA Down Payment Assistance Program可用于Single Family。 新建房屋符合条件。

TOKA Down Payment Assistance Program在其服务群体中提到了美洲印第安人和阿拉斯加原住民购房者。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

TOKA Down Payment Assistance Program服务于在Sells，Arizona购房的购房者。

TOKA Down Payment Assistance Program的申请通过Tohono O'odham Ki:Ki Association (TOKA)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。