Arizona IDA Statewide Mortgage Credit Certificate (MCC) Program

Arizona IDA Statewide Mortgage Credit Certificate (MCC) Program是面向Arizona购房者的抵押贷款抵税证书，由Arizona Industrial Development Authority (Arizona IDA), issued statewide by Community Investment Corporation (CIC Tucson)管理。 The Arizona statewide Mortgage Credit Certificate program provides first-time homebuyers and veterans a federal income tax credit on a portion of their annual mortgage interest, reducing federal income tax owed each year the home is owned and occupied. The credit (up to 50% of annual mortgage interest, capped at $2,000 per year) can also be used by the lender to gross up qualifying income and improve debt-to-income ratios. The MCC is offered by the Arizona Industrial Development Authority and all certificates are issued statewide by Community Investment Corporation (CIC Tucson). It can be combined with the HOME Plus DPA program but cannot be combined with the Arizona Is Home program. 资金来自Federal mortgage credit certificate allocation administered by the Arizona Industrial Development Authority。

Arizona IDA Statewide Mortgage Credit Certificate (MCC) Program提供最高$2,000的援助。 该项目可与HOME Plus DPA (not Arizona Is Home).结合使用。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Arizona Industrial Development Authority (Arizona IDA), issued statewide by Community Investment Corporation (CIC Tucson)决定。

Arizona IDA Statewide Mortgage Credit Certificate (MCC) Program是税收抵免而非贷款，因此无需偿还。 触发还款的情形：Certificate cancelled if home ceases to be the borrower's primary residence; no repayment of credit otherwise. 该援助以Not applicable (tax credit, no lien)顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Arizona IDA Statewide Mortgage Credit Certificate (MCC) Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：First-time buyer requirement waived for veterans and for purchases in designated targeted areas. 居住要求：Property must be in Arizona. (assistance_amount: Up to $2,000 annual federal tax credit) Available to first-time homebuyers (no home ownership in past 3 years) and veterans. County-specific income and purchase price limits apply and may be lower than the paired DPA program's limits. MCC funds are limited. Must be applied for through a participating lender prior to closing. Can be combined with HOME Plus but NOT with Arizona Is Home.

Arizona IDA Statewide Mortgage Credit Certificate (MCC) Program的收入限制如下：Income limits apply and vary by county; limits could be lower than the selected DPA program income limits (specific statewide table not published on the program page). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Arizona IDA Statewide Mortgage Credit Certificate (MCC) Program的房价上限如下：Purchase price limits apply and vary by county. 符合条件的房屋类型包括Single-family detached、Condominium、Townhouse和Manufactured housing。

Arizona IDA Statewide Mortgage Credit Certificate (MCC) Program在其服务群体中提到了退伍军人。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Arizona IDA Statewide Mortgage Credit Certificate (MCC) Program服务于在Arizona任何地方购房的购房者。 该项目针对特定区域：Designated targeted areas waive the first-time-buyer requirement and may have higher limits (vary by county).

Arizona IDA Statewide Mortgage Credit Certificate (MCC) Program的申请通过Arizona Industrial Development Authority (Arizona IDA), issued statewide by Community Investment Corporation (CIC Tucson)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Applied for through a participating HOME Plus / Arizona IDA lender prior to closing; certificates issued by CIC.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。