City of Tucson – Pima County HOME Consortium Down Payment Assistance Program

City of Tucson – Pima County HOME Consortium Down Payment Assistance Program是面向Tucson，Arizona购房者的延期第二贷款，由Community Investment Corporation (CIC) Tucson on behalf of City of Tucson and Pima County HOME Consortium管理。 Up to $50,000 or 20% DPA. Deferred loan - no monthly payments. 2% interest forgiven at end of affordability period. Stackable with LIGHTHOUSE and MCC programs. Available throughout Pima County. 资金来自HOME Investment Partnerships Program (HOME)。

City of Tucson – Pima County HOME Consortium Down Payment Assistance Program提供最高$50,000的援助。 援助档次：Affordability period: $15,000 or less = 5 years; $15,001–$40,000 = 10 years; over $40,000 = 15 years。 该项目要求购房者自付$1,000 minimum of buyer's own funds (documented and verified); cost of inspection may count; home warranty purchase required; 2 months mortgage payment reserves required after closing。 该项目可与Can be combined with PimaTucson LIGHTHOUSE / Pima Tucson Homebuyer's Solution and CIC Mortgage Credit Certificate结合使用。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Community Investment Corporation (CIC) Tucson on behalf of City of Tucson and Pima County HOME Consortium决定。

City of Tucson – Pima County HOME Consortium Down Payment Assistance Program为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Sale of home after affordability period; principal must be repaid。 该援助以Second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

City of Tucson – Pima County HOME Consortium Down Payment Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：HUD definition (no ownership in primary residence in prior 3 years)。 关于信用，该项目说明：Must qualify for an approved mortgage; credit reviewed by housing counselor。 须参加购房者教育课程，由HUD-certified homebuyer counseling at one of: Administration of Resources & Choices (ARC), Chicanos Por La Causa (CPLC), Pima County Community Land Trust提供。 Application is made through a partner housing counseling agency (ARC, CPLC, or Pima County CLT), not directly through CIC. Properties on tribal lands excluded. No ARMs permitted. Home warranty purchase required. Homes built before 1978 require lead-paint inspection. [orig: dpa_interest_rate: 2% per annum during affordability period; interest forgiven at end of period].

City of Tucson – Pima County HOME Consortium Down Payment Assistance Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 2025 HUD AMI limits at 80% for family size: 1-$55,900; 2-$63,900; 3-$71,900; 4-$79,850; 5-$86,250; 6-$92,650; 7-$99,050; 8-$105,450. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

City of Tucson – Pima County HOME Consortium Down Payment Assistance Program将房价上限设为$345,000。 新建房屋符合条件。 预制房屋不符合条件。

City of Tucson – Pima County HOME Consortium Down Payment Assistance Program服务于在Tucson，Arizona购房的购房者。

City of Tucson – Pima County HOME Consortium Down Payment Assistance Program的申请通过Community Investment Corporation (CIC) Tucson on behalf of City of Tucson and Pima County HOME Consortium办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。