Pima Tucson Homebuyer's Solution (PTHS)

Pima Tucson Homebuyer's Solution (PTHS)是面向Tucson，Arizona购房者的可免除贷款，由Industrial Development Authority of the County of Pima and the City of Tucson (administered by Community Investment Corporation)管理。 The Pima Tucson Homebuyer's Solution (PTHS) is a mortgage program offered jointly by the Industrial Development Authorities of Pima County and the City of Tucson, administered by Community Investment Corporation, for homebuyers purchasing anywhere in Pima County including the City of Tucson. Borrowers receive a 30-year fixed-rate first mortgage (FHA, VA, USDA, or Conventional) plus down payment and closing-cost assistance in the form of a forgivable second mortgage; for VA loans the assistance is a grant. There is no first-time homebuyer requirement and no purchase price limit, and the assistance can fund up to 100% of the borrower's cash to close. Down payment and closing cost assistance as a forgivable second mortgage (grant for VA loans). No first-time homebuyer requirement. No purchase price limit. No minimum borrower investment required. May fund up to 100% of cash to close. Can be combined with MCC and HOME DPA. No recapture tax.

Pima Tucson Homebuyer's Solution (PTHS)在3年后免除，因此住满这段时间的购房者无需偿还。 该援助以Second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Pima Tucson Homebuyer's Solution (PTHS)面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：Minimum credit score of 640 for all borrowers; must also meet FHA, VA, USDA, Fannie Mae or Freddie Mac underwriting requirements. 须参加购房者教育课程，由Homebuyer education course required for all primary borrowers on the Note/Warranty Deed; eHomeAmerica is approved.提供。 Owner-occupied primary residence; buyers must occupy within 60 days of closing. Assistance may fund up to 100% of cash to close (down payment, closing costs, prepaids); no cash back to borrower. Maximum DTI 45 percent. GAP: assistance percentage differs by source/sub-program (Pima IDA lists 3, 4 or 5 percent; CIC lists 2 to 5 percent; Housing Innovation Hub PTHS Advantage lists up to 4 percent as a 30-year forgivable second). Base PTHS second is a 3-year forgivable loan; PTHS Advantage is a 30-year forgivable loan. GAP: annual funding cap, exact repayment trigger detail, and income limits by loan type/household size not published on official pages reviewed. GAP: HUD AMI year not stated on official source.

Pima Tucson Homebuyer's Solution (PTHS)将家庭收入限制在$146,503。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Pima Tucson Homebuyer's Solution (PTHS)可用于Single Family、Condo、Townhouse、2-4 Unit和Manufactured。 新建房屋符合条件。 预制房屋符合条件。

Pima Tucson Homebuyer's Solution (PTHS)服务于在Tucson，Arizona购房的购房者。

Pima Tucson Homebuyer's Solution (PTHS)的申请通过Industrial Development Authority of the County of Pima and the City of Tucson (administered by Community Investment Corporation)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。