Hopi Credit Association Home Construction Loan

Hopi Credit Association Home Construction Loan是面向Keams Canyon，Arizona购房者的第一抵押贷款，由Hopi Credit Association (HCA)管理。 The Hopi Credit Association, a Native CDFI, provides home construction loans up to $125,000 for enrolled Hopi Tribe members building homes within the Hopi Reservation. The program offers fixed rates of 7.25%-9.0% based on credit history and terms up to 25 years, and serves higher-risk borrowers who may not qualify for conventional bank financing. Mandatory homebuyer education through HCA is required before closing. Tribal CDFI lending for higher-risk borrowers. Fixed rate 7.25-9.0%. Up to $125,000. Up to 25-year term. Only on-reservation financial institution for Hopi members. Homebuyer education included. 资金来自Native CDFI (Hopi Credit Association)。

Hopi Credit Association Home Construction Loan提供最高$125,000的援助。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Hopi Credit Association (HCA)决定。

Hopi Credit Association Home Construction Loan是第一抵押贷款，按Hopi Credit Association (HCA)设定的条款偿还。 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Hopi Credit Association Home Construction Loan面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：Interest rate based on credit history (7.25%-9.0% fixed); works with higher-risk borrowers who may not qualify for bank financing。 须参加购房者教育课程，由Hopi Credit Association homebuyer education course提供。 居住要求：Must be an enrolled member of the Hopi Tribe; home must be within Hopi Reservation boundaries。 NOTE: Home must be on the Hopi Reservation. Minimum 2 years verifiable income. HCA homebuyer education course required. Multiple fees apply (3% origination, application, credit check, share cost, insurance). Secured by the home as collateral. HCA is a Native CDFI, not an FDIC-insured bank. This is a construction/mortgage product (not a cash DPA grant).

Hopi Credit Association Home Construction Loan的收入限制如下：Verifiable income required (employment, self-employment, retirement); minimum 2 years income history。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Hopi Credit Association Home Construction Loan可用于Single Family。 新建房屋符合条件。 预制房屋不符合条件。

Hopi Credit Association Home Construction Loan在其服务群体中提到了美洲印第安人和阿拉斯加原住民购房者。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Hopi Credit Association Home Construction Loan服务于在Keams Canyon，Arizona购房的购房者。 该项目针对特定区域：Hopi Indian Reservation, Navajo County, AZ (Keams Canyon area)。

Hopi Credit Association Home Construction Loan的申请通过Hopi Credit Association (HCA)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。