Navajo Housing Authority Homeownership Down Payment Assistance Program

Navajo Housing Authority Homeownership Down Payment Assistance Program是面向Navajo Nation (AZ/NM/UT)县，Arizona购房者的延期第二贷款，由Navajo Housing Authority (NHA)管理。 NAHASDA/IHBG-funded DPA for tribal members. Bridges gap between borrower resources and lender requirements. Works with Section 184 loans. 15 regional Housing Management Offices. Navajo Nation is largest IHBG recipient ($133M FY2024). 资金来自Native American Housing Assistance and Self-Determination Act (NAHASDA) / Indian Housing Block Grant (IHBG)。

Navajo Housing Authority Homeownership Down Payment Assistance Program为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Navajo Housing Authority Homeownership Down Payment Assistance Program面向将房屋作为主要住所自住的购房者。 居住要求：Must reside in Navajo Nation Tribal service area。 公民身份或移民身份：Must be enrolled member of Navajo Nation (or eligible Native American per NAHASDA)。 Applicant must be enrolled member of Navajo Nation (or eligible Native American per NAHASDA). Must reside in Navajo Nation tribal service area. Must apply through one of the 15 NHA Housing Management Offices with documentation including Social Security card, birth certificate, and Certificate of Indian Blood. Income limits per NAHASDA low-income standards. Specific DPA amounts not publicly published; determined on case-by-case basis.

Navajo Housing Authority Homeownership Down Payment Assistance Program的收入限制如下：Must qualify as low-income per NAHASDA definition (generally ≤80% of area median income for the applicable service area)。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Navajo Housing Authority Homeownership Down Payment Assistance Program在其服务群体中提到了美洲印第安人和阿拉斯加原住民购房者。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Navajo Housing Authority Homeownership Down Payment Assistance Program服务于在Navajo Nation (AZ/NM/UT)县，Arizona购房的购房者。 该项目针对特定区域：Navajo Nation tribal service areas across Arizona, New Mexico, and Utah。 目标社区：Navajo Nation reservation and service areas; 15 Housing Management Offices serve different regions。

Navajo Housing Authority Homeownership Down Payment Assistance Program的申请通过Navajo Housing Authority (NHA)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。