看看您可能符合哪些条件

本页面由机器翻译。英文版本为原文。

县级项目可免除

PimaTucson LIGHTHOUSE Down Payment Assistance Program

PimaTucson LIGHTHOUSE Down Payment Assistance Program是面向Tucson,Arizona购房者的可免除贷款,由Community Investment Corporation (CIC) Tucson on behalf of Pima Industrial Development Authority (Pima IDA)管理。

最近核实于来源:Community Investment Corporation (CIC) Tucson on behalf of Pima Industrial Development Authority (Pima IDA)

该项目要求

  • 首次购房者——有例外:Active military, veterans, and buyers in targeted areas do not need to be first-time homebuyers
  • 房屋作为主要住所自住
  • 关于信用:Must qualify for an approved government mortgage loan
  • 居住要求:Pima County / City of Tucson
  • Mortgage must be obtained through a trained participating lender. Government loans only (FHA, VA, USDA). Buyer must apply through a trained lender; CIC does not accept direct applications. Active military, veterans, and target-area buyers waived from FTHB requirement. [orig: dpa_interest_rate: 0%; 5-year fully forgivable lien]
  • 位于Pima County的房屋

不适用于

  • 超过$665,173房价上限的购房
  • 收入超过$116,265的家庭
  • Pima County以外的房屋

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

收入限制

$116,265 家庭收入限制,按项目公布

该限额由项目自行说明。其官方网站说明了家庭人数如何影响限额。

适用地区

Pima County的房屋

  • 59.9% 独栋
  • 7.4% 联排
  • 4.9% 2–4个单元
  • 17.9% 5+个单元
  • 9.9% 活动房屋及其他

$319,700

Pima County房屋价值中位数

39.5%

建于1980年之前

美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Pima County购房

如何申请

  1. 联系Community Investment Corporation (CIC) Tucson on behalf of Pima Industrial Development Authority (Pima IDA)预留资金

    资金向提供方预留,视资金情况而定。

  2. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

PimaTucson LIGHTHOUSE Down Payment Assistance Program是什么?

PimaTucson LIGHTHOUSE Down Payment Assistance Program是面向Tucson,Arizona购房者的可免除贷款,由Community Investment Corporation (CIC) Tucson on behalf of Pima Industrial Development Authority (Pima IDA)管理。 Below-market 5.84% 30-year fixed rate. 4% DPA as fully forgivable 5-year lien. Veterans/active-duty exempt from FTHB requirement. Manufactured homes eligible. Target area buyers get higher income and price limits. Stackable with HOME DPA and MCC.

需要偿还吗?

PimaTucson LIGHTHOUSE Down Payment Assistance Program在5年后免除,因此住满这段时间的购房者无需偿还。 触发还款的情形:Sale or refinance before 5-year period ends; prorated forgiveness may apply。 该援助以Second顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

PimaTucson LIGHTHOUSE Down Payment Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况:Active military, veterans, and buyers in targeted areas do not need to be first-time homebuyers。 关于信用,该项目说明:Must qualify for an approved government mortgage loan。 居住要求:Pima County / City of Tucson。 Mortgage must be obtained through a trained participating lender. Government loans only (FHA, VA, USDA). Buyer must apply through a trained lender; CIC does not accept direct applications. Active military, veterans, and target-area buyers waived from FTHB requirement. [orig: dpa_interest_rate: 0%; 5-year fully forgivable lien].

收入限制是多少?

PimaTucson LIGHTHOUSE Down Payment Assistance Program将家庭收入限制在$116,265。 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。

可用于哪类房屋?

PimaTucson LIGHTHOUSE Down Payment Assistance Program将房价上限设为$665,173。 新建房屋符合条件。 预制房屋符合条件。

是否有针对特定群体的资格?

PimaTucson LIGHTHOUSE Down Payment Assistance Program在其服务群体中提到了退伍军人和现役军人。 在此列出仅表示项目提到了该群体,并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

适用于哪些地区?

PimaTucson LIGHTHOUSE Down Payment Assistance Program服务于在Tucson,Arizona购房的购房者。 该项目针对特定区域:Specific zip codes designated as Target Areas receive higher income limits and purchase price limits。 目标社区:Designated target area zip codes within Pima County。

如何申请?

PimaTucson LIGHTHOUSE Down Payment Assistance Program的申请通过Community Investment Corporation (CIC) Tucson on behalf of Pima Industrial Development Authority (Pima IDA)办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

项目条款由Community Investment Corporation (CIC) Tucson on behalf of Pima Industrial Development Authority (Pima IDA)设定,并可能变化;申请前请在官方网站上确认。