Pikes Peak Habitat for Humanity Homeownership Program

Pikes Peak Habitat for Humanity Homeownership Program是面向Colorado Springs，Colorado购房者的可免除贷款。 Pikes Peak Habitat for Humanity provides affordable homeownership through sweat equity for very-low-income families in El Paso County (Colorado Springs). Buyers contribute 300-500 hours of sweat equity and purchase a Habitat-built home at an affordable price with a below-market mortgage. Sweat equity homeownership for very-low-income buyers. affordable mortgage below market rate. no traditional down payment required. builds community through volunteerism. 资金来自Nonprofit、Federal和Private。

Pikes Peak Habitat for Humanity Homeownership Program是可免除贷款，满足项目条件后余额即被免除。 触发还款的情形：Sale、Refinance和Maturity Date。 该援助以1st Lien (Habitat mortgage)顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Pikes Peak Habitat for Humanity Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由Habitat for Humanity homebuyer education program; extensive pre-purchase preparation提供。 居住要求：State Resident。 公民身份或移民身份：U.S. Citizen or Permanent Resident。 Income 30-60% AMI; must complete sweat equity hours (300-500 hours); commit to program; purchase of Habitat-built home.

Pikes Peak Habitat for Humanity Homeownership Program将家庭收入限制在地区收入中位数的60%，该数值因县和家庭人数而异。 Income 30-60% AMI; El Paso County. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Pikes Peak Habitat for Humanity Homeownership Program的房价上限如下：Habitat-built homes at affordable prices below market。 符合条件的房屋类型包括Single Family、Condo和Townhouse。 新建房屋符合条件。 预制房屋不符合条件。

Pikes Peak Habitat for Humanity Homeownership Program服务于在Colorado Springs，Colorado购房的购房者。 该项目针对特定区域：El Paso County (Colorado Springs area)。

Pikes Peak Habitat for Humanity Homeownership Program的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过First-Come-First-Served预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。